Access to great care from Minnesota's #1 health plan*
Open enrollment for 2024 has ended, but you may be eligible for a special enrollment if you have a qualifying life event.
Use MNsure if you qualify for a subsidy.
The American Rescue Plan Act may help you save even more.
Individual and family health plans for Minnesotans offered through Blue Plus are based on where you live.
All Blue Plus plans include:
Your out-of-pocket costs will be lower when your doctor, clinic and hospital are in your network.
Each plan works with a network of covered providers in the area. When you choose the plan in your area, you can search its network. Make sure your doctor, clinic and hospital are in your plan's network.
Available in these counties:
Anoka, Brown, Carver, Chisago, Dakota, Hennepin, Isanti, Kanabec, McLeod, Nicollet, Ramsey, Scott, Sherburne, Sibley, Washington and Wright
Available in these counties:
Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Goodhue, Houston, Le Sueur, Martin, Mower, Nicollet, Olmsted, Rice, Steele, Wabasha, Waseca, Watonwan and Winona
Available in these counties:
Aitkin, Anoka, Becker, Beltrami, Benton, Big Stone, Brown, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dakota, Douglas, Grant, Hennepin, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Kittson, Koochiching, Lac qui Parle, Lake, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, McLeod, Meeker, Mille Lacs, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Pine, Pipestone, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Rock, Roseau, Scott, Sherburne, Sibley, St. Louis, Stearns, Stevens, Swift, Todd, Traverse, Wadena, Washington, Wilkin, Wright and Yellow Medicine
These plans generally only provide coverage for prescriptions filled at pharmacies in the Essential Pharmacy Network.
Prescription drug coverage for these plans is generally limited to drugs on the BasicRx drug list.
Search the BasicRx covered drug list
Insulin options covered at no cost for 2024.
It's easy to add dental, vision or international travel insurance anytime.
Some plans are compatible with HSAs from administrators like HealthEquity.®
An HSA allows you to set aside a portion of your earnings pretax to pay for qualified medical expenses. The money in the account is owned by you and stays with you even if you change health plans.
You can trust your Blue Cross and Blue Shield of Minnesota plan to provide access to quality providers, excellent coverage and benefits that meet your needs.
Blue Care AdvisorSM connects you to everything you need to easily manage your healthcare. Access your personal plan information, resources and tools online or by downloading the Blue Care Advisor app from your favorite app store.
Use MNsure if you qualify for a subsidy.
The American Rescue Plan Act may help you save even more.
*Individual, Small Group, Large Group, Medicare Supplement data: NAIC enrollment reported for year-end 2021; Self-insured enrollment: EMMA financial statement filings and publicly available information.
If you are eligible for or already have health plan coverage through your employer, please contact your employer for information about plan options available to you.
Certain third-party payments may not be accepted.
You must be a resident of Minnesota to buy or renew individual coverage from Blue Cross and Blue Shield of Minnesota or Blue Plus. See residency policy (PDF).
HMO Minnesota, d.b.a. Blue Plus, an affiliate of Blue Cross and Blue Shield of Minnesota.