Small group health plans

Networks

Choose from two networks

Pick between the broadest network of healthcare providers for the most choice, or smaller ones for more savings. All plans include nationwide and worldwide coverage.

Stay in network to save money.

Learn more about small group networks

Aware Network

The Aware^® Network offers easy access and the broadest network with the most healthcare providers across the state and is paired with BlueAccess^SM products.

View Aware Network plans

High Value Network

The High Value Network is your best choice for quality care at an affordable price with a broad selection of healthcare providers across the state and pairs with High Value products.

High Value Network plans

Why choose Blue Cross

Why choose a Blue Cross small group plan

More for your money

As a nonprofit, we maximize your dollar to improve care and lower costs.

Peace of mind

Count on exceptional service to help you every step of the way. No surprises, or we’ll make it right.

Trusted partner

Our dedication to ensuring everyone has access to quality, affordable healthcare is unmatched.

Get flexible options that help control costs

Whether you’re looking for a traditional plan design or options that maximize savings through cost sharing or more focused networks, we offer a variety of health plans to choose from.

Great value at low cost

A variety of options offer flexibility to provide valuable benefits to your employees at a cost to fit your budget.

You and your employees will save with:

Free preventive care
Limits on your in network out-of-pocket costs each year

Coverage where your employees live, work and travel

No matter what state your employees live in, they’ll have the same benefit plan as your Minnesota employees.

Available programs that provide coverage beyond Minnesota and plans that can be purchased for short or long-term international travel.

Learn about international health plans

Convenience

You and your employees can connect with the care and information you want, when you want with:

Find a doctor and access benefits, claims and health information on our member website
Online visits with a doctor
Medications delivered to your door by mail
No need for a referral to see an in-network specialist

Benefits

Benefits for small group employers

Dental and Vision coverage

Adding low-cost dental and vision coverage not only offers a more comprehensive employee benefits package, but a single carrier reduces paperwork — saving time administering plans.

Prescription drug coverage

Pharmacy network: We use a comprehensive approach to managing your pharmacy benefit for improved care and reduced costs.

Covered drugs: The BasicRx formulary included with these plans is a comprehensive list of covered generic and brand-name drugs.

Blue Cross Stability plan

Get predictability plus savings with Blue Cross Stability^SM, a self-insured solution that offers built-in risk protection with fixed monthly costs and the potential for a refund.

Learn more about Stability

Blue Care Advisor

Blue Care Advisor^SM brings together health, wellbeing, and navigation into one easy-to-use digital resource.

Employees can easily navigate total benefits and receive expert guidance to help them get the care they need to achieve better overall health.

Discover Blue Care Advisor

Support and resources

Small group vision plans

You can choose a Blue Cross vision plan with frequencies and benefit levels that best meet your employees' needs and your budget.

View vision plans

Small group dental plans

We offer a wide range of competitive dental plan options. All plans cover preventive dental care at 100%, including exams and cleanings, when you see an in-network dentist.

View dental plans