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2025 Medicare Supplement (Medigap) plans

#1 Medicare Supplement plan chosen by Minnesotans1

Explore plans available in your area

Compare plan coverage, costs and benefits side-by-side.

Compare and enroll

Get guided help finding the right plan

Let us help guide you in finding a plan that meets your needs.

See if your doctor and pharmacy are in network and if your drugs are covered.

Get started

Plan overview

Why choose a Blue Cross Medicare Supplement plan?

Our Medicare Supplement plans provide medical-only coverage, with benefits that are guaranteed renewable as long as you pay your premium.

You can pair your Medicare Supplement plan with a stand-alone prescription drug plan.

Learn more on how a Medicare Supplement plan works

Medicare Supplement eligibility requirements:

  • You must be eligible for Medicare Part A and enrolled in Part B

Medical

You can choose your doctor without any network restrictions2 and see any provider that accepts Medicare assignment

Travel

Live or travel anywhere in the U.S. and get in-network benefits when you see a provider that accepts Medicare assignment

Nurse Line

Registered nurses are available 24 hours a day, seven days a week to answer your questions

Quitting tobacco and vaping support

Receive personalized guidance for developing a quit plan and ongoing support from a wellness coach

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SilverSneakers membership

SilverSneakers® is an opportunity to improve your health, gain confidence and connect with your community.

Get access to thousands of fitness locations nationwide, on-demand workout videos and online classes.

Learn more about SilverSneakers
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Online care

See a doctor right on your smartphone, tablet or computer from providers that offer telehealth and online care through Doctor On Demand.

Visit Doctor On Demand

Plan options

Choose your level of coverage

Our Supplement plans offer different levels of coverage and cost sharing. Each plan pays a different amount toward your medical coverage.

The right plan for you depends on how often you visit the doctor and how much you want to pay monthly versus paying when you get care.

High Deductible Plan F

Good option if you don't go to the doctor very often.

  • Lower monthly premium
  • No copays or coinsurance after deductible is met
  • See any provider that accepts Medicare assignment

Plan N

Good option if you aren't sure how often you'll go to the doctor.

  • Lower monthly premium
  • Copays for Part B (Medical) services
  • See any provider that accepts Medicare assignment

Basic Medicare Blue

Good option if you need more coverage and go to the doctor often.

  • Higher monthly premium
  • No copays or coinsurance when all riders are selected
  • See any provider that accepts Medicare assignment

Senior Gold

Good option if you need more coverage and go to the doctor often.

  • See any provider in the Aware® network for in-network benefits2
  • The Aware® network features access to nearly every physician and hospital in Minnesota, and coverage nationwide

Support and resources

Get Medicare help

It doesn't have to be hard

Our Blue Cross Advisors are here to:

  • Help you learn about Medicare basics and our plans
  • Assist you in finding a plan that meets your needs
  • Help you enroll in a plan
Meet with a Blue Cross Advisor

Order a Medicare Supplement enrollment packet

You can use this packet to help you choose a Medicare Supplement plan. View and compare plan options, benefits, costs and coverage.

Order enrollment packet

Enroll by phone

Give us a call to speak to a Medicare expert.

1-855-579-7658
(TTY call 711)

Help is available from
8 a.m. to 8 p.m. Central Time, daily

Work with an agent

An agent can guide you through the entire decision-making process, helping you find the best value for your healthcare dollar.

Find an agent
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Free Medicare Workshops

Join us for a free, no obligation, in-person or virtual Medicare workshop to learn about Medicare and available plans based on the county you live in.

Register for a workshop

Enroll today

1Based on NAIC’s October 25, 2023, Medicare Supplement Insurance Experience Reports.

2Our Senior GoldSM plan uses the Aware® Network — the largest Blue Cross network. Each healthcare provider is an independent contractor and not our agent. It is up to the member to confirm provider participation in their network prior to receiving services.

Benefits shown above are available when all coverage options are purchased. Prices will vary and may be higher if coverage options are not purchased.

Travel coverage is limited to in the United States only. Only emergency services are covered when traveling worldwide.

Doctor On Demand® by Included Health is an independent company providing telehealth services.

SilverSneakers® is a registered trademark of Tivity Health, Inc., an independent company that provides health and fitness programs. Blue Cross Medicare Advantage, Platinum Blue, Senior Gold and other Medicare Supplement and SecureBlue plans are eligible.

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