Original Medicare does not cover preventive and routine dental services. Medicare Part A (hospital insurance) will pay for certain dental services that you get when you are in a hospital.
Your Blue Cross and Blue Shield of Minnesota Medicare Platinum BlueSM plan may include extra dental benefits that Original Medicare does not cover at no additional premium.
These added dental benefits will vary by plan. Be sure to review your Evidence of Coverage (EOC) for benefit coverage and important details.
Summary of dental coverage
Your Blue Cross and Blue Shield of Minnesota Medicare Platinum Blue plan may provide coverage for additional dental benefits.
There are no waiting periods for covered services.
| Platinum Blue Core | Platinum Blue Choice | Platinum Blue Complete | |
|---|---|---|---|
| You pay | You pay | You pay | |
| Dental network | No coverage | Blue Cross Medicare Dental Network | Blue Cross Medicare Dental Network |
| Annual deductible | No coverage | No deductible | No deductible |
| Oral examinations Up to 2 per year | No coverage | In-network: $0 Out-of-network: $0* | In-network: $0 Out-of-network: $0* |
| Routine cleanings Up to 2 per year | No coverage | In-network: $0 Out-of-network: $0* | In-network: $0 Out-of-network: $0* |
| Periodontal cleanings Up to 2 per year | No coverage | In-network: $0 Out-of-network: $0* | In-network: $0 Out-of-network: $0* |
| X-rays 1 per year | No coverage | In-network: $0 Out-of-network: $0* | In-network: $0 Out-of-network: $0* |
| Fluoride treatment Up to 2 per year | No coverage | In-network: $0 Out-of-network: $0* | In-network: $0 Out-of-network: $0* |
| Annual plan benefit maximum Applies to both in and out-of-network services | No coverage | $2,000** | $2,000** |
To find your Evidence of Coverage:
For complete details, including the cost sharing of covered services, exceptions and limitations, please log in to your member account to access your Evidence of Coverage (EOC) document. Dental care information can be found in Chapter 4 of the document.
To find a dentist:
- Visit our Find a Dentist tool
- Search by location or by specific dentist
Note: For verification of in-network status, please talk to your dentist or contact dental customer service at the number in the help and support section.
Help and support
Questions? We can help
For assistance finding a dental provider or if you have questions, please contact dental customer service.
Call 1-844-397-4182 (TTY: 711)
Monday through Friday
8 a.m. to 8 p.m., Central time
*For dental services performed by an out-of-network dentist, you may be responsible for paying the difference between Blue Cross’ Medicare negotiated fees and the fees your dental provider charges, even for services listed as $0. See your Evidence of Coverage for more information, including the cost sharing of covered limitations and/or exclusions. Out-of-network services are subject to in-network benefit maximums, limitations and/or exclusions. You may also need to submit your own claims; if the out-of-network dental provider is unable to submit claims on your behalf.
**$2,000 is the annual maximum amount the plan will pay for all in-network and out-of-network covered dental services. Coinsurance and copayments also apply. After the annual maximum is exhausted, any remaining charges are your responsibility.
Platinum BlueSM is a Cost plan with a Medicare contract. Enrollment in Platinum BlueSM depends on contract renewal.
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