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2025 Medicare Platinum Blue (Cost) plans

#1 Medicare Cost plan chosen by Minnesotans1

Explore plans available in your area

Compare plan coverage, costs and benefits side-by-side.

Compare and enroll

Get guided help finding the right plan

Let us help guide you in finding a plan that meets your needs.

See if your doctor and pharmacy are in network and if your drugs are covered.

Get started

Plan overview

Why choose a Blue Cross Medicare Cost plan?

Our Medicare Platinum BlueSM (Cost) plans offer benefits and care options beyond Original Medicare (Part A and Part B) and combine them into one plan. Some Cost plans also offer optional Part D prescription drug coverage.

A medical-only Platinum Blue plan is available and can be paired with a stand-alone prescription drug plan.

Learn more on how a Medicare Cost plan works

Platinum Blue eligibility requirements:

  • You must be eligible for Medicare Part A and enrolled in Part B
  • Live in the plan availability area

Aitkin, Carlton, Cook, Goodhue, Itasca, Kanabec, Koochiching, Lake, Le Sueur, McLeod, Meeker, Mille Lacs, Pine, Pipestone, Rice, Rock, Sibley, St. Louis, Stevens, Traverse, Yellow Medicine

Note: Medicare Advantage (Part C) plans are not offered in these counties.

Medical

Access to 97% of doctors in Minnesota,2 including Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet and more

Pharmacy

Access to thousands of in-network pharmacies

Dental

Preventive dental coverage on select plans

Dental benefits overview

Travel

Travel up to 9 months per calendar year in the U.S. and get in-network benefits when you see a provider that accepts Medicare assignment

Benefits

Included benefits and care options

Hearing

Hearing aids (up to 2 aids per year) with $0 rechargeable battery option on select styles through TruHearing®

View hearing benefits

Vision

Eyewear allowance benefit for glasses or contact lenses (depending on plan)

Acupuncture

Routine acupuncture includes 12 visits for any pain diagnosis

Nurse Line

Registered nurses are available 24 hours a day, seven days a week to answer your questions

A pharmacist handing a senior a box of medication.

Over-the-counter (OTC) allowance

Receive a quarterly3 flex card to purchase eligible over-the-counter medications and health-related items to help you live a healthy lifestyle.

Learn more about OTC benefit
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SilverSneakers membership

SilverSneakers® is an opportunity to improve your health, gain confidence and connect with your community.

Get access to thousands of fitness locations nationwide, on-demand workout videos and online classes.

Learn more about SilverSneakers
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Online care

See a doctor right on your smartphone, tablet or computer from providers that offer telehealth and online care through Doctor On Demand.

Visit Doctor On Demand

Plan options

Choose your level of coverage

Our Platinum Blue with Rx plans offer three levels of coverage and cost sharing. Each plan pays a different amount toward medical coverage and prescription drugs.

The right plan depends on how often you visit the doctor or pharmacy and how much you want to pay monthly versus paying when you get care.

Core

Good option if you don't go to the doctor or pharmacy very often.

  • Lower monthly premium
  • Higher costs when you get care

Choice

Good option if you aren't sure how often you'll go to the doctor or pharmacy.

  • Balance between premium and costs when you get care
  • Preventive dental coverage included

Complete

Good option if you need more coverage and go to the doctor or pharmacy often.

  • Higher monthly premium
  • Lower costs when you get care
  • Preventive dental coverage included

Support and resources

Get Medicare help

It doesn't have to be hard

Our Blue Cross Advisors are here to:

  • Help you learn about Medicare basics and our plans
  • Assist you in finding a plan that meets your needs
  • Help you enroll in a plan
Meet with a Blue Cross Advisor

Order a Platinum Blue enrollment packet

You can use this packet to help you choose a Platinum Blue plan. View and compare plan options, benefits, costs and coverage.

Order enrollment packet

Enroll by phone

Give us a call to speak to a Medicare expert.

1-855-579-7658
(TTY call 711)

Help is available from
8 a.m. to 8 p.m. Central Time, daily

Work with an agent

An agent can guide you through the entire decision-making process, helping you find the best value for your healthcare dollar.

Find an agent
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Free Medicare Workshops

Join us for a free, no obligation, in-person or virtual Medicare workshop to learn about Medicare and available plans based on the county you live in.

Register for a workshop

Enroll today

1Based on enrollment data from CMS January 2024.

2Medicare-contracted doctors compared to internal Blue Cross and Blue Shield of Minnesota data, April 2024. Some network limitations may apply.

3Quarterly balance does not carry over.

Travel coverage is limited to in the United States only. Only emergency services are covered when traveling worldwide.

Platinum Blue is a Cost plan with a Medicare contract. Enrollment in Platinum Blue depends on contract renewal.

Doctor On Demand® by Included Health is an independent company providing telehealth services.

TruHearing® is a registered trademark of TruHearing, Inc., an independent company who works with health plans to offer low out-of-pocket costs on hearing aids.

CVS Pharmacy, Inc. d/b/a OTC Health Solutions is an independent company providing OTC supplemental benefit administrative services.

SilverSneakers® is a registered trademark of Tivity Health, Inc., an independent company that provides health and fitness programs. Blue Cross Medicare Advantage, Platinum Blue, Senior Gold and other Medicare Supplement and SecureBlue plans are eligible.

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