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Blue Cross Medicare plans

Medicare plan options with access to 97% of doctors in Minnesota1

Explore plans available in your area

Compare plan coverage, costs and benefits side-by-side.

Compare and enroll

Get guided help finding the right plan

Let us help you find a plan that meets your needs.

See if your doctor and pharmacy are in network and if your drugs are covered.

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Explore Medicare plans

Why choose Blue Cross?

You can trust your Blue Cross and Blue Shield of Minnesota plan has what you need including access to quality providers, excellent coverage and benefits that meet your needs.

Access to 97% of doctors in Minnesota,¹ including Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet and more

Nearly 95% of members keep their Blue Cross Medicare plan²

Serving Minnesota as a nonprofit for more than 90 years

Top-rated by members for Medicare customer service³

Our Medicare plans

A Blue Cross and Blue Shield of Minnesota Medicare plan can help fill in the gaps of Original Medicare and manage your out-of-pocket costs.

Medicare Advantage (Part C) plans

These plans offer two plan coverage types: 

  • Medical-only coverage (Parts A and B)
  • Combined medical and prescription drug coverage (Part D)

These plans include additional benefits like dental, vision and hearing.

View Advantage plans

Medicare Cost plans

These plans offer two plan coverage types:

  • Medical-only coverage (Parts A and B)
  • Combined medical and prescription drug coverage (Part D)

These plans include additional benefits like dental, vision and hearing.

Only available in 21 Minnesota counties

View Cost plans

Medicare Supplement (Medigap) plans

These plans provide medical-only coverage (Parts A and B).

Benefits are guaranteed renewable as long as you pay your premium.

You can build a Medicare Supplement plan to meet your needs.

View Supplement plans

Prescription Drug (Part D) plans

These stand-alone prescription drug plans help you manage your prescription drug costs.

These plans can be paired with Medicare Parts A and B, or with a medical-only cost plan.

View prescription plans

Minnesota Senior Health Options (MSHO)

This health plan, called SecureBlue℠ (HMO SNP), is for people age 65 and older and who qualify.

It combines Medicare and Medical Assistance (Medicaid) in one plan.

View SecureBlue plan

Learn and decide

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New to Medicare?

If you are retiring or nearing 65 we can help you learn the essentials of Medicare and help you prepare to enroll in a plan that is right for you.

Get started

Support and resources

Get Medicare help

It doesn't have to be hard

Our Blue Cross Advisors are here to:

  • Help you learn about Medicare basics and our plans
  • Assist you in finding a plan that meets your needs
  • Help you enroll in a plan
Meet with a Blue Cross Advisor

Enroll by phone

Give us a call to speak to a Medicare expert.

1-855-579-7658
(TTY call 711)

Help is available from
8 a.m. to 8 p.m. Central Time, daily

Work with an agent

An agent can guide you through the entire decision-making process, helping you find the best value for your healthcare dollar.

Find an agent
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Free Medicare Workshops

Join us for a free, no obligation, in-person or virtual Medicare workshop to learn about Medicare and available plans based on the county you live in.

Register for a workshop

Enroll today

1Medicare-contracted doctors compared to internal Blue Cross and Blue Shield of Minnesota data, April 2024. Some network limitations may apply.

2Highmark monthly Medicare enrollments on January 31, 2024, compared to December 31, 2023.

3Based on 2023 CAHPS results. Every year, Medicare evaluates plans based on a 5-star rating system. Star rating information is on medicare.gov/plan-compare. For 2023, Blue Cross and Blue Shield of Minnesota received the following plan Star Ratings from Medicare: 4.5 Stars.

Blue Cross offers Cost, PPO, and PDP plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.

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