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Freedom Blue Medicare Advantage plan

A $0 premium medical-only Medicare plan built for Veterans.

Explore plans available in your area

Choose the medical-only plans tab on the following web page.

Compare and enroll

Our Blue Cross Advisors are here to help

Get assistance with finding and enrolling in a plan that complements your existing VA benefits.

Meet with an Advisor

Plan Overview

About Freedom Blue

Our Freedom BlueSM medical-only Medicare Advantage plan is a good option if you already have creditable drug coverage through the VA, TRICARE or similar.

The plan includes extra benefits like over-the-counter flex card allowance, dental, eyewear allowance, hearing aid benefit, fitness program, acupuncture and routine chiropractic coverage.

Freedom Blue eligibility requirements:

  • Have Medicare Part A
  • Have Medicare Part B
  • Live in a county where the plan is available

Anoka, Becker, Beltrami, Benton, Big Stone, Blue Earth, Brown, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cottonwood, Crow Wing, Dakota, Dodge, Douglas, Faribault, Fillmore, Freeborn, Grant, Hennepin, Houston, Hubbard, Isanti, Jackson, Kandiyohi, Kittson, Lac qui Parle, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, Martin, Morrison, Mower, Murray, Nicollet, Nobles, Norman, Olmsted, Otter Tail, Pennington, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Roseau, Scott, Sherburne, Stearns, Steele, Swift, Todd, Wabasha, Wadena, Waseca, Washington, Watonwan, Wilkin, Winona, Wright

Medical

Access to 97% of doctors in Minnesota,2 including Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet and more

Premium giveback

Up to $100 monthly Medicare Part B premium giveback

Dental

Preventive and comprehensive dental coverage with a $2,500 maximum plan benefit

Dental benefits overview

Travel

Travel up to 12 consecutive months in the U.S. and get in-network benefits from select providers

The Freedom Award badge and the Beyond the Yellow Ribbon Award badge.

Proudly supporting military service members

Blue Cross is a 2024 Secretary of Defense Employer Support Freedom Award recipient. This is the highest U.S. government recognition given to employers for their support of Guard and Reserve employees.1

Blue Cross is the first health plan in Minnesota to be designated a Beyond the Yellow Ribbon company for its support of service members, Veterans and their families.3

Benefits

Explore Freedom Blue benefits

Hearing

Hearing aids (up to 2 aids per year) with $0 upgrade to rechargeable battery option on select styles through TruHearing®

View hearing benefits

Vision

Eyewear allowance benefit for glasses or contact lenses

Meal benefit

Receive 2 meals per day, up to 14 days, at no additional cost following necessary inpatient stay

Learn more about meal benefit

Acupuncture and Chiropractic

Routine acupuncture includes 12 visits for any pain diagnosis and Chiropractic includes 12 visits for any diagnosis (X-ray excluded)

A pharmacist handing a senior a box of medication.

Over-the-counter (OTC) allowance

Receive a quarterly4 flex card to purchase eligible over-the-counter medications and health-related items to help you live a healthy lifestyle.

Learn more about OTC benefit
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SilverSneakers membership

SilverSneakers® is an opportunity to improve your health, gain confidence and connect with your community.

Get access to thousands of fitness locations nationwide, on-demand workout videos and online classes.

Learn more about SilverSneakers
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Online care

See a doctor right on your smartphone, tablet or computer from providers that offer telehealth and online care through Doctor On Demand.

Visit Doctor On Demand

Support and resources

Get Medicare help

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Free Medicare Workshops

Join us for a free, no obligation, in-person or virtual Medicare workshop to learn about Medicare and available plans based on the county you live in.

Register for a workshop

Get your Freedom Blue enrollment packet

You can use this packet to view plan benefits, costs and coverage.

Order enrollment packet

Enroll by phone

Give us a call to speak to a Medicare expert.

1-855-579-7658
(TTY call 711)

Help is available from
8 a.m. to 8 p.m. Central Time, daily

Work with an agent

An agent can guide you through the entire decision-making process, helping you find the best value for your healthcare dollar.

Find an agent

Enroll today

1https://www.esgr.mil/News-Events/Press-Releases/articleType/ArticleView/articleId/10533/ESGR-Announces-2024-Secretary-of-Defense-Freedom-Award-Recipients

2Medicare-contracted doctors compared to internal Blue Cross and Blue Shield of Minnesota data, April 2024. Some network limitations may apply.

3Blue Cross Blue Shield recognized as Beyond the Yellow Ribbon company, by Sun Thisweek, Jan 27, 2016 & 2023 Minnesota National Guard

4Quarterly balance does not carry over.

Travel coverage is limited to in the United States only. Only emergency services are covered when traveling worldwide.

Blue Cross offers PPO plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.

Doctor On Demand® by Included Health is an independent company providing telehealth services.

TruHearing® is a registered trademark of TruHearing, Inc., an independent company who works with health plans to offer low out-of-pocket costs on hearing aids.

CVS Pharmacy, Inc. d/b/a OTC Health Solutions is an independent company providing OTC supplemental benefit administrative services.

SilverSneakers® is a registered trademark of Tivity Health, Inc., an independent company that provides health and fitness programs.

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