Care Cost Estimator

Estimate medical care costs in advance

Overview

Look up costs for medical procedures and services before getting care to estimate your personal costs

Choosing a doctor in your plan’s network has always been important. It means your coverage is better and you’ll pay less out of your pocket.

Now you can compare estimated care costs among your in-network providers along with other criteria to choose the right provider for your situation.

The Care Cost Estimator tool is available for individual and family or employer-provided plans.

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Find care

Search for in-network doctors and providers in your area. Log in for current plan coverage.

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One integrated tool

You can search for providers and estimate medical care costs within the same tool. Compare the in-network information and choose a provider based on the factors that are most important to you. 

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Personalized estimates

When you log in, cost estimates are based on your plan and actual healthcare spending at that time. Have you reached your deductible? Have a pending claim? That affects your cost for an upcoming service.

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Shop and save

Medical care can cost different amounts depending on which provider you see. Be more mindful of your healthcare spending by doing research in advance. There may be extra incentives for choosing certain providers.

Take action

Log in to find care and more

Make sure to search for providers who are in your health plan's network.

Learn more about networks

Log in and your network will be selected or search as a guest and choose your network.

Confirm search parameters

  • Your plan's network name will appear after you log in
  • Some plans offer multiple networks in the drop-down
  • Confirm or change your search location

Search for a procedure

  • Start typing a procedure or service name into the open field and choose an option from the drop-down list of available services
  • Or choose Care Cost Estimator and navigate the list
  • 1,400+ procedures are available, with more coming

Compare provider results

  • Only in-network providers who want to advertise the service option will be shown
  • Refine your search results using filters
  • Click on a provider listing for more information
  • Select "Add to compare" to see a comparison chart 
  • Consider the criteria most important to you

Review cost details

  • See provider details for more cost information
  • Provider costs are calculated using 3+ previous claims by that provider
  • "You pay" out-of-pocket cost estimates are based on your plan and health care spending to date

Support and Resources

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Questions? We can help

Call Blue Cross customer service at 1-855-545-2583. 

  • Understand your member benefits
  • Check on a claim 
  • General plan or coverage questions

Hours: Monday - Friday, 7 a.m. - 8 p.m. CT

This phone number is on the back of your member ID card.