Plan overview

Individual & Family: Blue Plus Metro MN

The Blue Plus Metro MN Network features a top-rated health system based on patient satisfaction and quality of care and includes access to all Allina Health hospitals and clinics and other providers.

Stay in network and save. Your out-of-pocket costs will be lower when your doctor, clinic and hospital are in your network.

Blue Plus Metro MN is available in these Minnesota counties:

Anoka, Brown, Carver, Chisago, Dakota, Hennepin, Isanti, Kanabec, McLeod, Nicollet, Ramsey, Scott, Sherburne, Sibley, Washington and Wright

Blue Plus Metro MN Network includes:*

  • 29 hospitals
  • 5,602 primary care providers
  • 22,185 specialty care providers

Key in-network providers:

  • Abbott Northwestern Hospital
  • Children’s Minnesota
  • Glencoe Regional Health Services
  • Mercy Hospital
  • Ridgeview Medical Center
  • St. Francis Regional Medical Center

Open enrollment dates

Enroll November 1 — December 18, 2024 for plans that start January 1, 2025

Enroll December 19 — January 15, 2025 for plans that start February 1, 2025

Plan details

Choose your level of coverage and cost sharing

We offer three levels of coverage and ways to pay for care. Each pays a different amount toward medical coverage and prescription drugs.

The right plan depends on how often you visit the doctor or pharmacy, how much you want to pay when you get care, and how much you want to pay before your health plan begins to pay.

Bronze

Good option if you don’t go to the doctor or pharmacy very often.

  • Lower monthly premium 
  • Higher deductible 
  • Health savings account (HSA) compatible plans available**

Silver

Good option if you aren’t sure how often you’ll go to the doctor or pharmacy.

  • Balance between monthly premium and deductible 
  • HSA compatible plans available**

Gold

Good option if you go to the doctor or pharmacy frequently.

  • Higher monthly premium 
  • Lower deductible

More options

Prescription drug coverage

Pharmacy network

Your plan includes coverage for prescriptions filled at pharmacies in the Essential Pharmacy Network.

Health and wellbeing programs

Blue Care Advisor

Connect to everything you need to easily manage your healthcare. Access your personal plan information, resources and tools online or by downloading the Blue Care AdvisorSM app from your favorite app store.

Online Care

See a doctor right on your smartphone, tablet or computer with Doctor On Demand.® Board-certified doctors, psychiatrists and psychologists treat many common conditions.

Omada online healthy lifestyle support

Omada is personalized to help you reach your health goals — whether that’s losing weight, gaining energy, or improving your overall health.

Online behavioral health therapy

Concerned about substance use, stress, insomnia, depression, social anxiety, panic or resilience? Learn to Live is an online program that’s available anytime to help you work through it.

Quitting tobacco and vaping support

Personalized guidance for developing a quit plan and ongoing support from a wellness coach.

Wellness discount marketplace

Shop products and services that complement your health and get discounts from Blue365.®

Support and Resources

*Numbers are subject to change and are reflective of signed contracts as of June 2023.

**Some plans are compatible with HSAs from investment HSA administrators like HealthEquity.®

Blue Care AdvisorSM is an offering of Blue Cross® and Blue Shield® of Minnesota, a nonprofit independent licensee of the Blue Cross and Blue Shield Association.

Doctor On Demand by Included Health is an independent company providing telehealth services.

Learn to Live, Inc. is an independent company providing online cognitive behavioral therapy programs and services.

Blue365® is a registered mark of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and/or Blue Shield plans.

Each healthcare provider is an independent contractor and not our agent.

HMO Minnesota, d.b.a. Blue Plus, an affiliate of Blue Cross and Blue Shield of Minnesota.

See a list of the network adequacy waivers the Minnesota Department of Health has approved for this plan.

The Omada program is from Omada Health, Inc., an independent company providing a digital intensive behavioral counseling program.