Blue Cross Stability

Blue Cross and Blue Shield of Minnesota is offering a new product available for small businesses. Stability^SM is a self-insured solution from Blue Cross that offers built-in risk protection with fixed monthly costs and the potential for a refund. 

How the Stability level funded plan works

A level funded health plan (also known as a partially self-funded plan) is a hybrid plan. It combines the savings and customization of self-funding with the safety and predictability of fully funded plans.

1. Employer group pays a fixed monthly rate based on maximum claims.
2. Administration fees, taxes and stop-loss premium are then deducted.
3. The remaining funds are placed in an account for paying claims.
4. If your claims costs are lower than expected and you renew your plan, you get money back.

Simple administration

Employers can choose from a broad selection of the most popular plan designs and networks. An easy-to-read monthly statement provides a line-item report of the funds distributed and remaining balance.

Available now

Stability is available for small and midsize employers. Talk with your appointed Blue Cross agent or broker to learn more and see if Stability is right for you.

Download the Stability flyer

See more plans for small employers