2024 Blue Plus Minnesota Value health plan
Blue Plus® Minnesota Value offers quality care at an affordable price from a broad selection of healthcare providers.
Enroll in a Blue Plus plan
Shop through MNsure
Use MNsure if you qualify for a subsidy.
The American Rescue Plan Act may help you save even more.
We're here to help
Blue Plus Minnesota Value overview
Many top-quality healthcare professionals
While only residents of the counties listed below can enroll in Blue Plus Minnesota Value, the network providers you can use for your healthcare needs are located statewide and include health systems such as Allina, Altru, CentraCare, Sanford Health, St. Luke’s and M Health Fairview.
Aitkin, Anoka, Becker, Beltrami, Benton, Big Stone, Brown, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dakota, Douglas, Grant, Hennepin, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Kittson, Koochiching, Lac qui Parle, Lake, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, McLeod, Meeker, Mille Lacs, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Pine, Pipestone, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Rock, Roseau, Scott, Sherburne, Sibley, St. Louis, Stearns, Stevens, Swift, Todd, Traverse, Wadena, Washington, Wilkin, Wright and Yellow Medicine
You must live within the Blue Plus Minnesota Value service area to enroll in and maintain one of these plans.
Metro
- Allina Health
- Children’s Hospitals and Clinics
- Hennepin Healthcare
- M Health Fairview
- North Memorial
- Ridgeview
Central
- CentraCare Health
- Cuyuna Regional Medical Center
Northeast
- Grand Itasca Clinic and Hospital
- St. Luke’s
Northwest/Southwest
- Alomere Health
- Altru Health System
- Carris Health
- Kittson Memorial Hospital and Clinic
- Sanford Health
- Swift County-Benson Health Services
Southeast
- Gundersen Health System
- Northfield Hospital and Clinics
- Winona Health
Blue Plus Minnesota Value Network includes:*
- 119 hospitals
- 13,639 primary care providers
- 36,820 specialty care providers
Stay in network and save
Your out-of-pocket costs will be lower when your doctor, clinic and hospital are in your network.
Choose your level of coverage and cost sharing
We offer three levels of coverage and ways to pay for care. The right plan for you depends on how often you visit the doctor or pharmacy, how much you want to pay when you get care, and how much you want to pay before your health plan begins to pay.
Bronze
- Lower monthly premium
- Higher deductible
- Health savings account (HSA) compatible plans available**
Good option if you don’t go to the doctor or pharmacy very often
Silver
- Balance between monthly premium and deductible
- HSA compatible plans available**
Good option if you aren’t sure how often you’ll go to the doctor or pharmacy
Gold
- Higher monthly premium
- Lower deductible
- HSA compatible plans available**
Good option if you go to the doctor or pharmacy frequently
More options
Add a health savings account (HSA)
Some plans are compatible with HSAs from administrators like HealthEquity.®
Add coverage to protect your overall health
It's easy to add dental, vision or international travel insurance anytime.
Additional care benefits
Prescription drug coverage
Pharmacy network
Your plan includes coverage for prescriptions filled at pharmacies in the Essential Pharmacy Network.
Covered drug list
Drugs on the BasicRx drug list are covered by this plan.
Insulin coverage
Tier 1 and Tier 2 (generally preferred generic and brand name) insulin options are covered at no cost.
Health and wellbeing programs
Blue Care Advisor
Connect to everything you need to easily manage your healthcare. Access your personal plan information, resources and tools online or by downloading the Blue Care AdvisorSM app from your favorite app store.
Online care
See a doctor right on your smartphone, tablet or computer with Doctor On Demand®. Board-certified doctors, psychiatrists and psychologists treat many common conditions.
Online behavioral health therapy
Concerned about substance use, stress, insomnia, depression, social anxiety, panic or resilience? Learn to Live is an online program that’s available anytime to help you work through it.
Wellness discount marketplace
Shop products and services that complement your health and get discounts from Blue365®.
Quitting tobacco and vaping support
Personalized guidance for developing a quit plan and ongoing support from a wellness coach.
2024 Plan documents
View and download documents for each Blue Plus Minnesota Value health plan
| Plans with Blue Plus Minnesota Value Network | Summary of benefits & coverage (SBC) | Benefit booklet |
|---|---|---|
| Blue Plus Minnesota Value off-exchange plans | ||
| Blue Plus Minnesota Value HSA Bronze $8050 Plan 200 | 200 SBC | 200 Benefit booklet |
| Blue Plus Minnesota Value HSA Silver $3200 Plan 201 | 201 SBC | 201 Benefit booklet |
| Blue Plus Minnesota Value Gold Prescription Copay $1100 Plan 202 | 202 SBC | 202 Benefit booklet |
| Blue Plus Minnesota Value Bronze $7750 Plan 206 | 206 SBC | 206 Benefit booklet |
| Blue Plus Minnesota Value HSA Gold $3200 Plan 207 | 207 SBC | 207 Benefit booklet |
| With office visit copays | ||
| Blue Plus Minnesota Value Bronze $5800 Plan 203 | 203 SBC | 203 Benefit booklet |
| Blue Plus Minnesota Value Silver Prescription Copay $3750 Plan 204 | 204 SBC | 204 Benefit booklet |
| Blue Plus Minnesota Value Gold $1000 Plan 205 | 205 SBC | 205 Benefit booklet |
| Blue Plus Minnesota Value MNsure plans | ||
| Blue Plus Minnesota Value HSA Bronze $8050 Plan 400 | 400 SBC | 400 Benefit booklet |
| Blue Plus Minnesota Value HSA Silver $3200 Plan 401 | 401 SBC | 401 Benefit booklet |
| Blue Plus Minnesota Value Gold Prescription Copay $1100 Plan 402 | 402 SBC | 402 Benefit booklet |
| Blue Plus Minnesota Value Bronze $7750 Plan 406 | 406 SBC | 406 Benefit booklet |
| Blue Plus Minnesota Value HSA Gold $3200 Plan 407 | 407 SBC | 407 Benefit booklet |
| With office visit copays | ||
| Blue Plus Minnesota Value Bronze $5800 Plan 403 | 403 SBC | 403 Benefit booklet |
| Blue Plus Minnesota Value Silver Prescription Copay $3750 Plan 404 | 404 SBC | 404 Benefit booklet |
| Blue Plus Minnesota Value Gold $1000 Plan 405 | 405 SBC | 405 Benefit booklet |
| Blue Plus Minnesota Value MNsure variation plans | ||
| Blue Plus Minnesota Value Bronze AI/AN Zero Cost Share Reduction Plan 400a | 400a SBC | 400a Benefit booklet |
| Blue Plus Minnesota Value Bronze $8050 AI/AN Limited Cost Share Reduction Plan 400b | 400b SBC | 400b Benefit booklet |
| Blue Plus Minnesota Value Silver AI/AN Zero Cost Share Reduction Plan 401a | 401a SBC | 401a Benefit booklet |
| Blue Plus Minnesota Value Silver $3200 AI/AN Limited Cost Share Reduction Plan 401b | 401b SBC | 401b Benefit booklet |
| Blue Plus Minnesota Value Silver $2000 Cost Share Reduction Plan 401c | 401c SBC | 401c Benefit booklet |
| Blue Plus Minnesota Value Silver $300 Cost Share Reduction Plan 401d | 401d SBC | 401d Benefit booklet |
| Blue Plus Minnesota Value Silver No Deductible Cost Share Reduction Plan 401e | 401e SBC | 401e Benefit booklet |
| Blue Plus Minnesota Value Gold AI/AN Zero Cost Share Reduction Plan 402a | 402a SBC | 402a Benefit booklet |
| Blue Plus Minnesota Value Gold Prescription Copay $1100 AI/AN Limited Cost Share Reduction Plan 402b | 402b SBC | 402b Benefit booklet |
| Blue Plus Minnesota Value Bronze AI/AN Zero Cost Share Reduction Plan 403a | 403a SBC | 403a Benefit booklet |
| Blue Plus Minnesota Value Silver AI/AN Zero Cost Share Reduction Plan 404a | 404a SBC | 404a Benefit booklet |
| Blue Plus Minnesota Value Gold AI/AN Zero Cost Share Reduction Plan 405a | 405a SBC | 405a Benefit booklet |
| Blue Plus Minnesota Value Bronze AI/AN Zero Cost Share Reduction Plan 406a | 406a SBC | 406a Benefit booklet |
| Blue Plus Minnesota Value Bronze $7750 AI/AN Limited Cost Share Reduction Plan 406b | 406b SBC | 406b Benefit booklet |
| Blue Plus Minnesota Value Gold AI/AN Zero Cost Share Reduction Plan 407a | 407a SBC | 407a Benefit booklet |
| Blue Plus Minnesota Value Gold $3200 AI/AN Limited Cost Share Reduction Plan 407b | 407b SBC | 407b Benefit booklet |
| With office visit copays | ||
| Blue Plus Minnesota Value Bronze $5800 AI/AN Limited Cost Share Reduction Plan 403b | 403b SBC | 403b Benefit booklet |
| Blue Plus Minnesota Value Silver Prescription Copay $3750 AI/AN Limited Cost Share Reduction Plan 404b | 404b SBC | 404b Benefit booklet |
| Blue Plus Minnesota Value Silver Prescription Copay $3300 Cost Share Reduction Plan 404c | 404c SBC | 404c Benefit booklet |
| Blue Plus Minnesota Value Silver Prescription Copay $150 Cost Share Reduction Plan 404d | 404d SBC | 404d Benefit booklet |
| Blue Plus Minnesota Value Silver Prescription Copay No Deductible Cost Share Reduction Plan 404e | 404e SBC | 404e Benefit booklet |
| Blue Plus Minnesota Value Gold $1000 AI/AN Limited Cost Share Reduction Plan 405b | 405b SBC | 405b Benefit booklet |
Support resources
Enroll in a Blue Plus plan
Shop through MNsure
Use MNsure if you qualify for a subsidy.
The American Rescue Plan Act may help you save even more.
We're here to help
*Numbers are subject to change and are reflective of signed contracts as of June 2023.
**Some plans are compatible with HSAs from investment HSA administrators like FurtherSM by HealthEquity.
Blue Care AdvisorSM is an offering of Blue Cross® and Blue Shield® of Minnesota, a nonprofit independent licensee of the Blue Cross and Blue Shield Association.
Doctor On Demand by Included Health is an independent company providing telehealth services.
Learn to Live, Inc. is an independent company providing online cognitive behavioral therapy programs and services.
Blue365® is a registered mark of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and/or Blue Shield plans.
Each healthcare provider is an independent contractor and not our agent.
HMO Minnesota, d.b.a. Blue Plus, an affiliate of Blue Cross and Blue Shield of Minnesota.
See a list of the network adequacy waivers (PDF) the Minnesota Department of Health has approved for this plan.