2024 Blue Plus Metro MN health plan
Blue Plus® Metro MN offers personalized, coordinated healthcare right in your own community.
Enroll in a Blue Plus plan
Shop through MNsure
Use MNsure if you qualify for a subsidy.
The American Rescue Plan Act may help you save even more.
We're here to help
Overview
Many top-quality healthcare professionals
The Blue Plus Metro MN Network features a top-rated health system based on patient satisfaction and quality of care and includes access to all Allina Health hospitals and clinics and other providers.
Anoka, Brown, Carver, Chisago, Dakota, Hennepin, Isanti, Kanabec, McLeod, Nicollet, Ramsey, Scott, Sherburne, Sibley, Washington, Wright
You must live within the Blue Plus Metro MN service area to enroll in and maintain one of these plans.
- Abbott Northwestern Hospital
- Children’s Minnesota
- Glencoe Regional Health Services
- Mercy Hospital
- Ridgeview Medical Center
- St. Francis Regional Medical Center
Blue Plus Metro MN Network includes:*
- 29 hospitals
- 5,316 primary care providers
- 20,600 specialty care providers
Stay in network and save
Your out-of-pocket costs will be lower when your doctor, clinic and hospital are in your network.
Choose your level of coverage and cost sharing
We offer three levels of coverage and ways to pay for care. The right plan for you depends on how often you visit the doctor or pharmacy, how much you want to pay when you get care, and how much you want to pay before your health plan begins to pay.
Bronze
- Lower monthly premium
- Higher deductible
- Health savings account (HSA) compatible plans available**
Good option if you don’t go to the doctor or pharmacy very often
Silver
- Balance between monthly premium and deductible
- HSA compatible plans available**
Good option if you aren’t sure how often you’ll go to the doctor or pharmacy
Gold
- Higher monthly premium
- Lower deductible
- HSA compatible plans available**
Good option if you go to the doctor or pharmacy frequently
More options
Add a health savings account (HSA)
Some plans are compatible with HSAs from administrators like HealthEquity.®
Add coverage to protect your overall health
It's easy to add dental, vision or international travel insurance anytime.
Additional care benefits
Prescription drug coverage
Pharmacy network
Your plan includes coverage for prescriptions filled at pharmacies in the Essential Pharmacy Network.
Covered drug list
Drugs on the BasicRx drug list are covered by this plan.
Insulin coverage
Tier 1 and Tier 2 (generally preferred generic and brand name) insulin options are covered at no cost.
Health and wellbeing programs
Blue Care Advisor
Connect to everything you need to easily manage your healthcare. Access your personal plan information, resources and tools online or by downloading the Blue Care AdvisorSM app from your favorite app store.
Online care
See a doctor right on your smartphone, tablet or computer with Doctor On Demand®. Board-certified doctors, psychiatrists and psychologists treat many common conditions.
Online behavioral health therapy
Concerned about substance use, stress, insomnia, depression, social anxiety, panic or resilience? Learn to Live is an online program that’s available anytime to help you work through it.
Wellness discount marketplace
Shop products and services that complement your health and get discounts from Blue365®.
Quitting tobacco and vaping support
Personalized guidance for developing a quit plan and ongoing support from a wellness coach.
2024 Plan documents
View and download documents for each Blue Plus Metro MN health plan
| Plans with Blue Plus Metro MN Network | Summary of benefits & coverage (SBC) | Benefit booklet |
|---|---|---|
| Blue Plus Metro MN off-exchange plans | ||
| Blue Plus Metro MN HSA Bronze $8050 Plan 258 | 258 SBC | 258 Benefit booklet |
| Blue Plus Metro MN Bronze $7750 Plan 259 | 259 SBC | 259 Benefit booklet |
| Blue Plus Metro MN HSA Silver $3200 Plan 253 | 253 SBC | 253 Benefit booklet |
| Blue Plus Metro MN Gold Prescription Copay $1100 Plan 254 | 254 SBC | 254 Benefit booklet |
| Blue Plus Metro MN MNsure plans | ||
| Blue Plus Metro MN HSA Bronze $8050 Plan 458 | 458 SBC | 458 Benefit booklet |
| Blue Plus Metro MN Bronze $7750 Plan 459 | 459 SBC | 459 Benefit booklet |
| Blue Plus Metro MN HSA Silver $3200 Plan 453 | 453 SBC | 453 Benefit booklet |
| Blue Plus Metro MN Gold Prescription Copay $1100 Plan 455 | 455 SBC | 455 Benefit booklet |
| Blue Plus Metro MN MNsure variation plans | ||
| Blue Plus Metro MN Bronze AI/AN Zero Cost Share Reduction Plan 458a | 458a SBC | 458a Benefit booklet |
| Blue Plus Metro MN Bronze $8050 AI/AN Limited Cost Share Reduction Plan 458b | 458b SBC | 458b Benefit booklet |
| Blue Plus Metro MN Bronze AI/AN Zero Cost Share Reduction Plan 459a | 459a SBC | 459a Benefit booklet |
| Blue Plus Metro MN Bronze $7750 AI/AN Limited Cost Share Reduction Plan 459b | 459b SBC | 459b Benefit booklet |
| Blue Plus Metro MN Silver AI/AN Zero Cost Share Reduction Plan 453a | 453a SBC | 453a Benefit booklet |
| Blue Plus Metro MN Silver $3200 AI/AN Limited Cost Share Reduction Plan 453b | 453b SBC | 453b Benefit booklet |
| Blue Plus Metro MN Silver $2000 Cost Share Reduction Plan 453c | 453c SBC | 453c Benefit booklet |
| Blue Plus Metro MN Silver $300 Cost Share Reduction Plan 453d | 453d SBC | 453d Benefit booklet |
| Blue Plus Metro MN Silver No Deductible Cost Share Reduction Plan 453e | 453e SBC | 453e Benefit booklet |
| Blue Plus Metro MN Gold AI/AN Zero Cost Share Reduction Plan 455a | 455a SBC | 455a Benefit booklet |
| Blue Plus Metro MN Gold Prescription Copay $1100 AI/AN Limited Cost Share Reduction Plan 455b | 455b SBC | 455b Benefit booklet |
Support resources
Enroll in a Blue Plus plan
Shop through MNsure
Use MNsure if you qualify for a subsidy.
The American Rescue Plan Act may help you save even more.
We're here to help
*Numbers are subject to change and are reflective of signed contracts as of June 2023.
**Some plans are compatible with HSAs from investment HSA administrators like FurtherSM by HealthEquity.
Blue Care AdvisorSM is an offering of Blue Cross® and Blue Shield® of Minnesota, a nonprofit independent licensee of the Blue Cross and Blue Shield Association.
Doctor On Demand by Included Health is an independent company providing telehealth services.
Learn to Live, Inc. is an independent company providing online cognitive behavioral therapy programs and services.
Blue365® is a registered mark of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and/or Blue Shield plans.
Each healthcare provider is an independent contractor and not our agent.
HMO Minnesota, d.b.a. Blue Plus, an affiliate of Blue Cross and Blue Shield of Minnesota.
See a list of the network adequacy waivers the Minnesota Department of Health has approved for this plan.