Individual & family health plans
Coverage you can count on from Minnesota’s #1 health plan*
Get a quote & enroll
Enroll Nov. 1 — Dec. 18, 2024 for plans that start Jan. 1, 2025
Enroll Dec. 19 — Jan. 15, 2025 for plans that start Feb. 1, 2025
Shop through MNsure
Use MNsure if you qualify for a subsidy.
The American Rescue Plan Act may help you save even more.
We're here to help
Speak with a Blue Cross representative:
1-800-262-0823 (TTY 711)
Choose your health plan based on where you live in Minnesota
Individual and family health plans for Minnesotans offered through Blue Plus are based on where you live.
All Blue Plus plans include:
- Leading health systems, hospitals and care professionals
- Primary and specialty care providers
- 100% coverage for in-network preventive care
- Online tools and information that help you take charge of your health
Stay in network and save
Your out-of-pocket costs will be lower when your doctor, clinic and hospital are in your network.
Each plan works with a network of covered providers in the area. When you choose the plan in your area, you can search its network. Make sure your doctor, clinic and hospital are in your plan's network.
Blue Plus® Minnesota Value
Counties include: Aitkin, Anoka, Becker, Beltrami, Benton, Big Stone, Brown, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dakota, Douglas, Grant, Hennepin, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Kittson, Koochiching, Lac qui Parle, Lake, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, McLeod, Meeker, Mille Lacs, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Pine, Pipestone, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Rock, Roseau, Scott, Sherburne, Sibley, St. Louis, Stearns, Stevens, Swift, Todd, Traverse, Wadena, Washington, Wilkin, Wright and Yellow Medicine
Blue Plus® Metro MN
Counties include: Anoka, Brown, Carver, Chisago, Dakota, Hennepin, Isanti, Kanabec, McLeod, Nicollet, Ramsey, Scott, Sherburne, Sibley, Washington and Wright
Blue Plus® Southeast MN
Counties include: Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Goodhue, Houston, Le Sueur, Martin, Mower, Nicollet, Olmsted, Rice, Steele, Wabasha, Waseca, Watonwan and Winona
Your plan at your fingertips
Blue Care AdvisorSM connects you to everything you need to easily manage your healthcare. Access your personal plan information, resources and tools online or by downloading the Blue Care Advisor app from your favorite app store.
- Claims and Explanations of Healthcare Benefits (EOBs)
- Deductible and out-of-pocket spending totals
- Medical and vision ID cards that you can easily share
- Find in-network doctors, clinics and hospitals
- Medical spending account balances and transactions
Prescription drug coverage
Visit in-network pharmacies
These plans generally only provide coverage for prescriptions filled at pharmacies in the Essential Pharmacy Network.
Understand what prescription drugs are covered
Prescription drugs on the BasicRx drug list are covered by this plan.
Add coverage to protect your overall health
It's easy to add dental, vision or international travel insurance anytime.
Add a health savings account (HSA)
Some plans are compatible with HSAs from administrators like HealthEquity.®
An HSA allows you to set aside a portion of your earnings pretax to pay for qualified medical expenses. The money in the account is owned by you and stays with you even if you change health plans.
Why choose Blue Cross?
Proud to be a nonprofit company
More than 90 years of experience
Local customer service teams
Shop for a Blue Plus plan
Compare plans and see your rates
Download the 2025 enrollment form
Already a member?
Shop through MNsure
Use MNsure if you qualify for a subsidy.
The American Rescue Plan Act may help you save even more.
We're here to help
Speak with a Blue Cross representative:
1-800-262-0823 (TTY 711)