What prenatal testing and services are covered by my insurance plan?
Health insurance typically covers prenatal care, such as doctor visits during the first, second and third trimesters, as well as hospitalization for labor and delivery. Be sure to check your plan for coverage details.
During your prenatal care visits, the doctor will check your weight and blood pressure, as well as track the baby’s growth. In addition, the doctor will offer information, advice and testing to help keep you and your baby healthy. You may have an ultrasound at 20 weeks gestation, and testing may be done for high-risk pregnancies, including moms age 35 and older.
Here are some typical prenatal care services, prenatal testing or consultation topics:
- Alcohol and tobacco exposure, use and abstinence.
- Nutrition, healthy weight and physical activity
- Lactation/breastfeeding
- Folic acid supplementation and prenatal vitamins
- Gestational diabetes mellitus (GDM) test
- Infection screening tests (group B strep, hepatitis B, HIV and others)
- Anemia and Rh compatibility test
- Selected immunizations (if approved by the FDA as safe for pregnant women)
- See more 2022 prenatal care services and prenatal tests (PDF)
See more 2025 prenatal care services and prenatal tests (PDF)