2025 Medicare Advantage plans
#1 Medicare Advantage plan chosen by Minnesotans1
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See if your doctor and pharmacy are in network and if your drugs are covered.
Why choose a Blue Cross Medicare Advantage plan?
Our Medicare Advantage (PPO) plans offer medical and prescription drug coverage, plus benefits and care options beyond Original Medicare (Part A and Part B).
Medical-only plans are available if you already have creditable drug coverage through the VA, TRICARE or similar.
Access to 97% of doctors in Minnesota,2 including Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet and more
Access to thousands of in-network pharmacies
Preventive and/or comprehensive dental coverage
Travel up to 12 consecutive months in the U.S. and get in-network benefits from select providers
Included benefits and care options
Over-the-counter allowance
Receive a quarterly3 allowance to purchase over-the-counter medications and health-related items
Hearing
Hearing aids (up to 2 aids per year) with $0 upgrade to rechargeable battery option on select styles through TruHearing®
Vision
Eyewear allowance benefit for glasses or contact lenses
SilverSneakers® membership
Access to thousands of fitness locations nationwide, on-demand workout videos and online classes
Acupuncture and Chiropractic
Routine acupuncture includes 12 visits for any pain diagnosis and chiropractic includes Medicare-covered chiropractic services for manipulation of the spine
Post discharge meal benefit
Receive 2 meals per day, up to 14 days, at no additional cost following necessary inpatient stay
Online care
See a doctor right on your smartphone, tablet or computer from providers that offer telehealth and online care
Nurse Line
Registered nurses are available 24 hours a day, seven days a week to answer your questions
Choose from up to four levels of coverage
Our Medicare Advantage plans offer up to four levels of coverage and cost sharing. Each plan pays a different amount toward medical coverage and prescription drugs.
The right plan depends on how often you visit the doctor or pharmacy and how much you want to pay monthly versus paying when you get care.
Core
Good option if you don't go to the doctor or pharmacy very often.
- Lower monthly premium
- Higher costs when you get care
- Preventive dental coverage
Comfort
Good option if you live in the Metro or West region and visit the doctor or pharmacy occasionally.
- Midrange monthly premium and costs when you get care
- Preventive and comprehensive dental coverage
Not available in South region
Choice
Good option if you aren't sure how often you'll go to the doctor or pharmacy.
- Moderate monthly premium and costs when you get care
- Preventive and comprehensive dental coverage
Complete
Good option if you need more coverage and go to the doctor or pharmacy often.
- Higher monthly premium
- Lower costs when you get care
- Preventive and comprehensive dental coverage
Medicare Advantage plans are available in these counties:
Metro Region
Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington, Wright
West Region
Becker, Beltrami, Benton, Big Stone, Brown, Cass, Chippewa, Clay, Clearwater, Cottonwood, Crow Wing, Douglas, Grant, Hubbard, Jackson, Kandiyohi, Kittson, Lac qui Parle, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Polk, Pope, Red Lake, Redwood, Renville, Roseau, Stearns, Swift, Todd, Wadena, Wilkin
South Region
Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Houston, Martin, Mower, Nicollet, Olmsted, Steele, Wabasha, Waseca, Watonwan, Winona
For Veterans
Freedom BlueSM Medicare Advantage plan
A $0 premium medical-only Medicare plan built for Veterans. A good option if you currently have creditable drug coverage through the VA, TRICARE or similar.
Receive up to $100 monthly Medicare Part B premium giveback, plus a $100 per quarter3 flex card for eligible over-the-counter purchases.
Get Medicare help
Medicare doesn't have to be hard
Our Blue Cross Advisors are here to:
- Help you learn about Medicare basics and our plans
- Assist you in finding a plan that meets your needs
- Help you enroll in a plan
Meet with a Blue Cross Advisor
Register for a free Medicare Workshop
Join us for a free, no obligation, in-person or virtual Medicare workshop to learn about Medicare and available plans based on the county you live in.
What is a Medicare Advantage plan?
Medicare Advantage plans, also known as Part C, include both medical (Part A and Part B) and most include a prescription drug coverage (Part D).
Plus they include extras that often aren’t available with other types of Medicare plans.
Get your Medicare Advantage enrollment packet
You can use this packet to help you choose a Medicare Advantage plan that fits your needs. View and compare plan options, benefits, costs and coverage.
Enroll by phone
Give us a call to speak to a Medicare expert.
1-855-579-7658
(TTY call 711)
Help is available from
8 a.m. to 8 p.m. Central Time, daily
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the best plan for you.