A pharmacist handing a senior a box of medication.

Over-the-Counter allowance benefit

We're committed to help you live a healthy lifestyle and improve the quality of your life.

Get started with your OTC benefit account for Medicare Advantage Freedom BlueSM members

Get started with your OTC benefit account for Medicare Advantage, Group Medicare Advantage, Platinum BlueSM and Group Platinum Blue members

Benefit details

Over-the-Counter (OTC) benefit details

This benefit provides you with a quarterly allowance to order eligible over-the-counter medications and health-related products. OTC medications are trusted as a first line of defense in treating minor ailments, help reduce doctor visits and save you money.

This OTC benefit is available for the following Blue Cross and Blue Shield of Minnesota Medicare plans:

  • Medicare Advantage (PPO)
  • Group Medicare Advantage (PPO)
  • Platinum Blue (Cost)
  • Group Platinum Blue (Cost)

There is no additional premium for those who have the OTC benefit included in their health plan. These added OTC benefits will vary by plan, so be sure to review your Evidence of Coverage (EOC) for benefit coverage and important details. You can find your EOC on the Coverage page after you log in to your member account

Benefit resources

For Medicare Advantage, Group Medicare Advantage, Platinum Blue and Group Platinum Blue members

Create an OTC account

Get detailed instructions on how to create your OTC account online.

Catalog

Eligible items are available to view and select within your account. You can also view offered items in the over-the-counter item catalog.

FAQs

Get answers to frequently asked questions regarding your OTC benefit with our FAQ.

Help and support

If you need help or have questions regarding your OTC benefit you can call OTC Health Solutions at:

1-888-628-2770 (TTY: 711)
8 a.m. to 10 p.m. Central Time
Monday through Friday

For Medicare Advantage Freedom Blue members

Registration and ordering

Get detailed instructions on how to access & navigate the OTC My Benefits Center, how to shop online, and how to manage your Visa card on My Benefits Center.

Catalog

Locate a participating retailer near you for in-store shopping. You can also view offered items in the over-the-counter item catalog.

FAQs

Get answers to frequently asked questions regarding your OTC benefit with our FAQ.

Help and support

If you need help or have questions regarding your OTC benefit you can call OTC Health Solutions at:

1-888-628-2770 (TTY: 711)
8 a.m. to 10 p.m. Central Time
Monday through Friday

Other benefits

Other Medicare benefits you may be interested in

A doctor adjusting a senior person's hearing aid.

Hearing aid benefit

With a hearing aid benefit through TruHearing you can receive a hearing exam for a $0 copay and up to two high-quality TruHearing-branded hearing aids per year at a fraction of the retail price. 

A group of seniors exercising.

SilverSneakers

SilverSneakers® is a health and fitness program designed for adults 65+ that is included with qualifying Medicare health plans (Blue Cross Medicare Advantage, Platinum BlueSM, Senior GoldSM and other Medicare Supplement and SecureBlueSM plans). It provides access to fitness locations, mental enrichment opportunities and more. 

CVS Pharmacy, Inc. d/b/a OTC Health Solutions is an independent company providing OTC supplemental benefit administrative services.

MyBenefitsCenter.com is from Incomm, an independent company that provides OTC supplies and services.

TruHearing® is a registered trademark of TruHearing, Inc., an independent company who works with health plans to offer low out-of-pocket costs on hearing aids.

SilverSneakers® is a registered trademark of Tivity Health, Inc., an independent company that provides health and fitness programs.

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