2025 Medicare Platinum Blue (Cost) plans
#1 Medicare Cost plan chosen by Minnesotans1
Explore plans available in your area
Compare plan coverage, costs and benefits side by side.
Get guided help finding the right plan
Let us help guide you in finding a plan that meets your needs.
See if your doctor and pharmacy are in network and if your drugs are covered.
Why choose a Blue Cross Medicare Cost plan?
Our Medicare Platinum BlueSM (Cost) plans offer benefits and care options beyond Original Medicare (Part A and Part B) and combine them into one plan.
A medical-only Platinum Blue plan is available and can be paired with a stand-alone prescription drug plan.
Access to 97% of doctors in Minnesota,2 including Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet and more
Access to thousands of in-network pharmacies
Preventive dental coverage on select plans
Travel up to 9 months per calendar year in the U.S. and get in-network benefits when you see a provider that accepts Medicare assignment
Included benefits and care options
Over-the-counter allowance
Receive a quarterly3 allowance to purchase over-the-counter medications and health-related items
Hearing
Hearing aids (up to 2 aids per year) with $0 rechargeable battery option on select styles through TruHearing®
Vision
Eyewear allowance benefit for glasses or contact lenses (depending on plan)
SilverSneakers® membership
Access to thousands of fitness locations nationwide, on-demand workout videos and online classes
Acupuncture
Routine acupuncture includes 12 visits for any pain diagnosis
Quitting tobacco and vaping support
Receive personalized guidance for developing a quit plan and ongoing support from a wellness coach
Online care
See a doctor right on your smartphone, tablet or computer from providers that offer telehealth and online care
Nurse Line
Registered nurses are available 24 hours a day, seven days a week to answer your questions
Choose from three levels of coverage
Our Platinum Blue with Rx plans offer three levels of coverage and cost sharing. Each plan pays a different amount toward medical coverage and prescription drugs.
The right plan depends on how often you visit the doctor or pharmacy and how much you want to pay monthly versus paying when you get care.
Core
Good option if you don't go to the doctor or pharmacy very often.
- Lower monthly premium
- Higher costs when you get care
Choice
Good option if you aren't sure how often you'll go to the doctor or pharmacy.
- Balance between premium and costs when you get care
- Preventive dental coverage included
Complete
Good option if you need more coverage and go to the doctor or pharmacy often.
- Higher monthly premium
- Lower costs when you get care
- Preventive dental coverage included
Cost plans are available in these 21 counties:
Aitkin, Carlton, Cook, Goodhue, Itasca, Kanabec, Koochiching, Lake, Le Sueur, McLeod, Meeker, Mille Lacs, Pine, Pipestone, Rice, Rock, Sibley, St. Louis, Stevens, Traverse, Yellow Medicine
Get Medicare help
Medicare doesn't have to be hard
Our Blue Cross Advisors are here to:
- Help you learn about Medicare basics and our plans
- Assist you in finding a plan that meets your needs
- Help you enroll in a plan
Meet with a Blue Cross Advisor
Register for a free Medicare Workshop
Join us for a free, no obligation, in-person or virtual Medicare workshop to learn about Medicare and available plans based on the county you live in.
What is a Medicare Cost plan?
Medicare Cost plans provide additional coverage to help pay for expenses Original Medicare doesn’t cover. Some Cost plans also offer optional Part D prescription drug coverage.
To be eligible for a Cost plan, you must be eligible for Medicare Part A and enrolled in Part B.
Get your Platinum Blue enrollment packet
You can use this packet to help you choose a Platinum Blue plan that fits your needs. View and compare plan options, benefits, costs and coverage.
Order a Platinum Blue enrollment packet
Enroll by phone
Give us a call to speak to a Medicare expert.
1-855-579-7658
(TTY call 711)
Help is available from
8 a.m. to 8 p.m. Central Time, daily
Get help from an agent
An agent can help you choose
the best plan for you.