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2024 Small group health plans with High Value Network

Your best choice for quality care at an affordable price with a broad selection of healthcare providers.

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An agent can guide you through the entire decision-making process, helping you find the best plan for your needs.

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Explore your options

Questions? Give us a call:

1-877-293-7035 (TTY 711)

Or use the decision guide as a tool to help you select a network and a plan that meets your needs.

2024 Decision Guide

Plan overview

Why choose a High Value Network plan?

The High Value Network includes leading doctors, clinics and hospitals across Minnesota and pairs with High Value products.

Choose plan features that meet your needs

Several cost-sharing options at different levels are offered:

  • Gold and platinum plans generally have higher premiums and offer more coverage for your employees
  • Silver and bronze plans generally have lower premiums and offer less coverage for your employees

A range of features such as deductible, coinsurance and more.

Find doctors in the High Value Network

It's important to stay in the network. Your out-of-pocket costs will be higher when you see an out-of-network provider.

Find a doctor

Personalized experience

Better outcomes with Blue Care Advisor

Enhance employees’ health and wellbeing with a personalized experience.

Blue Care AdvisorSM brings together health, wellbeing, and navigation into one easy-to-use digital resource.

Employees can easily navigate total benefits and receive expert guidance to help them get the care they need to achieve better overall health.

Discover Blue Care Advisor

Benefits

Prescription drug coverage

Pharmacy network

These plans include coverage for prescriptions filled at pharmacies in the Classic Pharmacy Network.

Search pharmacy network

Included benefits and care options

Health and wellbeing support

You want to help your employees get and stay healthy. They want to feel their best, too. 

Healthy employees are often more productive, which helps your bottom line.

Plan documents

2024 Plan documents for High Value plans with High Value Network

High Value plans with High Value NetworkDeductibleBenefit summariesSummary of benefits & coverage (SBC)Benefit booklet
Bronze
High Value Bronze $9,450 Plan 550$9,450/$18,900550 Benefit summary550 SBC550 Benefit booklet
High Value HSA Bronze $7,200 Plan 656$7,200/$14,400656 Benefit summary656 SBC656 Benefit booklet
High Value HSA Bronze $8,050 Plan 599$8,050/$16,100599 Benefit summary599 SBC599 Benefit booklet
Silver
High Value Silver $2,950 Plan 662$2,950/$5,900662 Benefit summary662 SBC662 Benefit booklet
High Value Silver $3,250 Plan 551$3,250/$6,500551 Benefit summary551 SBC551 Benefit booklet
High Value Silver $4,200 Plan 560$4,200/$8,400560 Benefit summary560 SBC560 Benefit booklet
High Value Silver $4,000 Plan 552$4,000/$8,000552 Benefit summary552 SBC552 Benefit booklet
High Value Silver $4,500 Prescription Copay Plan 583$4,500/$9,000583 Benefit summary583 SBC583 Benefit booklet
High Value HSA Silver $3,300 Plan 553$3,300/$6,600553 Benefit summary553 SBC553 Benefit booklet
High Value HSA Silver $4,600 Plan 555$4,600/$9,200555 Benefit summary555 SBC555 Benefit booklet
High Value HSA Silver $5,150 Plan 660$5,150/$10,300660 Benefit summary660 SBC660 Benefit booklet
High Value HSA Silver $5,800 Plan 554$5,800/$11,600554 Benefit summary554 SBC554 Benefit booklet
High Value HSA Silver $6,300 Plan 561$6,300/$12,600561 Benefit summary561 SBC561 Benefit booklet
Gold
High Value Gold $500 Plan 556$500/$1,000556 Benefit summary556 SBC556 Benefit booklet
High Value Gold $1,000 Plan 664$1,000/$2,000664 Benefit summary664 SBC664 Benefit booklet
High Value Gold $2,000 Plan 557$2,000/$4,000557 Benefit summary557 SBC557 Benefit booklet
High Value Gold $2,500 Prescription Copay Plan 585$2,500/$5,000585 Benefit summary585 SBC585 Benefit booklet
High Value HSA Gold $2,600 Plan 558$2,600/$5,200558 Benefit summary558 SBC558 Benefit booklet
High Value HSA Gold $3,750 Plan 692$3,750/$7,500692 Benefit summary692 SBC692 Benefit booklet
Platinum
High Value Platinum No Deductible Plan 559$0/$0559 Benefit summary559 SBC559 Benefit booklet

Resources

Expert advice

Insights & Updates

Your source for news and insights on the healthcare industry, specific lines of business and the latest updates from Blue Cross.

Get the insights

Work with an agent

An agent can guide you through the entire decision-making process, helping you find the best value for your healthcare dollar.

Find an agent

We feature a large network of healthcare providers. Each provider is an independent contractor and not our agent.

See a list of the network adequacy waivers the Minnesota Department of Health has approved for this plan.

Through the federal Public Health Emergency (PHE) related to the COVID-19 pandemic and authorized by section 319 of the Public Health Service Act, the Internal Revenue Service (IRS) created an exception that allows health savings account dollars to be used to pay for certain services, including e-visits/telephone consults, before deductible applies. Once the federal PHE has expired, deductible will apply for e-visits/telephone consults, unless the IRS issues further guidance.