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2024 Small group health plans with Aware Network

The Aware® Network is your best choice for easy access to the largest selection of healthcare providers across Minnesota.

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An agent can guide you through the entire decision-making process, helping you find the best plan for your needs.

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Explore your options

Questions? Give us a call:

1-877-293-7035 (TTY 711)

Or use the decision guide as a tool to help you select a network and a plan that meets your needs.

2024 Decision Guide

Plan overview

Why choose a plan with the Aware Network?

With 98 percent of doctors and 100 percent of hospitals in Minnesota, this broad, open-access network makes it easy to get the care you need. Small group plans are paired with BlueAccessSM products.

Choose plan features that meet your needs

Several cost-sharing options at different levels are offered:

  • Gold and platinum plans generally have higher premiums and offer more coverage for your employees
  • Silver and bronze plans generally have lower premiums and offer less coverage for your employees

A range of features such as deductible, coinsurance and more.

Find doctors in the Aware Network

It's important to stay in the network. Your out-of-pocket costs will be higher when you see an out-of-network provider.

Find a doctor

Personalized experience

Better outcomes with Blue Care Advisor

Enhance employees’ health and wellbeing with a personalized experience.

Blue Care AdvisorSM brings together health, wellbeing, and navigation into one easy-to-use digital resource.

Employees can easily navigate total benefits and receive expert guidance to help them get the care they need to achieve better overall health.

Discover Blue Care Advisor

Benefits

Prescription drug coverage

Pharmacy network

These plans include coverage for prescriptions filled at pharmacies in the Classic Pharmacy Network.

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Included benefits and care options

Health and wellbeing support

You want to help your employees get and stay healthy. They want to feel their best, too. 

Healthy employees are often more productive, which helps your bottom line.

Plan documents

2024 Plan documents for BlueAccess plans with Aware Network

BlueAccess plans with Aware NetworkDeductibleBenefit summariesSummary of benefits & coverage (SBC)Benefit booklet
Bronze
BlueAccess Bronze $9,450 Plan 618$9,450/$18,900618 Benefit summary618 SBC618 Benefit booklet
BlueAccess HSA Bronze $7,200 Plan 624$7,200/$14,400624 Benefit summary624 SBC624 Benefit booklet
BlueAccess HSA Bronze $8,050 Plan 598$8,050/$16,100598 Benefit summary598 SBC598 benefit booklet
Silver
BlueAccess Silver $2,950 Plan 623$2,950/$5,900623 Benefit summary623 SBC623 Benefit booklet
BlueAccess Silver $3,250 Plan 625$3,250/$6,500625 Benefit summary625 SBC625 Benefit booklet
BlueAccess Silver $4,200 Plan 626$4,200/$8,400626 Benefit summary626 SBC626 Benefit booklet
BlueAccess Silver $4,000 Plan 627$4,000/$8,000627 Benefit summary627 SBC627 Benefit booklet
BlueAccess Silver $4,500 Prescription Copay Plan 582$4,500/$9,000582 Benefit summary582 SBC582 Benefit booklet
BlueAccess HSA Silver $3,300 Plan 632$3,300/$6,600632 benefit summary632 SBC632 Benefit booklet
BlueAccess HSA Silver $4,600 Plan 642$4,600/$9,200642 Benefit summary642 SBC642 Benefit booklet
BlueAccess HSA Silver $5,150 Plan 645$5,150/$10,300645 Benefit summary645 SBC645 Benefit booklet
BlueAccess HSA Silver $5,800 Plan 640$5,800/$11,600640 Benefit summary640 SBC640 Benefit booklet
BlueAccess HSA Silver $6,300 Plan 628$6,300/$12,600628 Benefit summary628 SBC628 Benefit booklet
Gold
BlueAccess Gold $500 Plan 635$500/$1,000635 Benefit summary635 SBC635 Benefit booklet
BlueAccess Gold $1,000 Plan 637$1,000/$2,000637 Benefit summary637 SBC637 Benefit booklet
BlueAccess Gold $2,000 Plan 652$2,000/$4,000652 Benefit summary652 SBC652 Benefit booklet
BlueAccess Gold $2,500 Prescription Copay Plan 584$2,500/$5,000584 Benefit summary584 SBC584 Benefit booklet
BlueAccess HSA Gold $2,600 Plan 653$2,600/$5,200653 Benefit summary653 SBC653 Benefit booklet
BlueAccess HSA Gold $3,750 Plan 690$3,750/$7,500690 Benefit summary690 SBC690 Benefit booklet
Platinum
BlueAccess Platinum No Deductible Plan 655$0/$0655 Benefit summary655 SBC655 Benefit booklet

Support and resources

Expert advice

Insights & Updates

Your source for news and insights on the healthcare industry, specific lines of business and the latest updates from Blue Cross.

Get the insights

Work with an agent

An agent can guide you through the entire decision-making process, helping you find the best value for your healthcare dollar.

Find an agent

We feature a large network of healthcare providers. Each provider is an independent contractor and not our agent.

See a list of the network adequacy waivers the Minnesota Department of Health has approved for this plan.

Through the federal Public Health Emergency (PHE) related to the COVID-19 pandemic and authorized by section 319 of the Public Health Service Act, the Internal Revenue Service (IRS) created an exception that allows health savings account dollars to be used to pay for certain services, including e-visits/telephone consults, before deductible applies. Once the federal PHE has expired, deductible will apply for e-visits/telephone consults, unless the IRS issues further guidance.