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Welcome, Blue Cross Associates

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Blue Care Advisor

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Connect to all your benefits, claims, programs, rewards and more. And get personalized recommendations to improve your health. 

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Coupe Health

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Welcome to the Blue Cross alternative health plan designed by Coupe Health that saves you money without sacrificing quality healthcare.

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- On the app, your sponsor organization is "Coupe Health"

Get the latest news on changes related to Medical, Dental and Vision plans.

Find everything you need to know about Blue Cross, Coupe Health and retiree medical plans.

Access benefit information and contact information if you need support.

Learn about your options and how these accounts can help pay for care.

MedsYourWay Program — Retail

With MedsYourWay® you’ll automatically get the lowest price available on prescription drugs. MedsYourWay® compares drug card discount prices and your health plan pharmacy benefit to automatically deliver the lowest price to you. No discount card is required, simply show your member ID card at your preferred in-network pharmacy. Any costs you pay for your covered prescriptions (copays, deductible, and/or coinsurance) applies to your out-of-pocket maximum. If you prefer a more convenient option, you can use the MedsYourWay® program through Amazon Home Delivery.  

MedsYourWay Program — Home Delivery

Powered by Amazon Pharmacy, MedsYourWay® Home Delivery is the exclusive mail order vendor. Members who were previously receiving medications via Express Scripts were notified by letter with more detailed information on the transition to the MedsYourWay® Home Delivery program. To begin using Amazon Pharmacy, you can register at amazon.com/bluecrossmnmyw or by calling 1-855-206-2430.

FlexAccess Program

If you are enrolled in a PPO, Pre65 $500, or Pre65 $1,000 plan for 2024 and taking a specialty medication you may be eligible to participate in the FlexAccess Program. The FlexAccess Program is designed to help both you and the plan save money on certain specialty medications by obtaining copay assistance from drug manufacturers when available. If you are taking a qualifying specialty drug, a FlexAccess representative will contact you to assist in registering for the program. Once enrolled in the program, your cost share for eligible specialty medications will be set to the amount determined by the manufacturer-funded copay assistance program, which could range from $0-$35 copay per prescription. The amount you pay out-of-pocket for your specialty prescription will be the amount applied to your deductible and/or out-of-pocket maximum’s.

Specialty Coupon Accumulator Adjustment Program

If you are enrolled in the HSA or Pre65 $3,000 plan for 2024 and taking a specialty medication, you will be enrolled in the Specialty Coupon Accumulator Adjustment Program. The amount you pay out-of-pocket for your specialty prescription will be the amount applied to your deductible and/or out-of-pocket maximums. The Specialty Coupon Accumulator Adjustment Program is not compatible with the automatic crossover feature supported by Further. You can access your spending account dollars by submitting claims through the Further member portal at hellofurther.com, or the Further mobile app.

Overseas Travel Coverage

As a BCBS member, if you are traveling abroad, you have access to doctors, hospitals, support tools, and resources around the world through the Blue Cross Blue Shield Global Core Program.

To learn more about the Global Core program:

  • Call Blue Cross MN Customer Service at 1-800-469-1110
  • Visit bcbsglobalcore.com
  • Call BCBS Global Core Service Center at 1-800-810-BLUE or call collect at 1-804-673-1177
  • Download the Global Core program app available for Apple or Android at the appropriate app stores or visit bcbsglobalcore.com/home/mobileapp

COVID-19

Due to the Public Health Emergency (PHE) that expired effective May 12, 2023, all COVID-19 treatment and testing will be covered according to your standard plan benefits and cost-sharing applies. COVID-19 vaccines and administration will fall under Preventive Care benefits and covered at 100% in-network. 

For more information, if you are enrolled in the HSA or PPO medical plans, visit our COVID-19 resources page or contact Customer Service at 1-800-469-1110. If you are enrolled in Coupe, visit coupehealth.com or call your Health Valet at 1-833-749-1969.

 

Medical plans

Find everything you need to know about Blue Cross, Coupe Health and retiree medical plans.

Take control of your healthcare journey

Welcome to the Blue Cross alternative health plan designed by Coupe Health. No deductibles, no complicated paperwork and no surprises. We identify top quality providers and show you a price for every medical service, giving you control over your healthcare.

What makes Coupe different? 

Price Certainty: Know the price of every medical service ahead of time. No upfront out-of-pocket costs, add-ons or surprise bills. No kidding.  

One Monthly Statement: Get one statement at the end of the month and pay how you prefer— online or by mail. It’s that easy. 

0% Financing: Receive 0% financing to help pay for your medical bills. If you can only pay the minimum balance, no sweat! With 0% financing you don’t have to worry about owing more in the future. 

Search the provider directory

Member login

Benefit information

Coupe Health Member FAQ

2025 Medical plan comparison

2024 Medical plan comparison

2025 Coupe Health summary of benefits and coverage (SBC)

2025 Coupe Health summary of benefits and coverage (SBC) — Spanish

2024 Coupe Health summary of benefits and coverage (SBC)

2024 Coupe Health benefit booklet

Prescription drug benefits

Contact information

1-833-749-1969 or email healthvalet@coupehealth.com
Monday through Friday 8 a.m. – 8 p.m. CT
coupehealth.com

Planning for retirement

Learn about retiree medical coverage and compare plans for eligible associates below. 

Benefit information

For pre-65 retirees

Retirement healthcare program

For post-65 retirees

Group Medicare Advantage Elite with RX

Other information and forms

Contact information

ThrivePass (Enrollment, Payments) – COBRA, Retiree Plans

1-866-855-2844

BCBS Customer Service (Claims, Coverage, Network) — COBRA, Pre65 Retiree Plans

(651) 662-8304, toll free 1-800-469-1110
Monday through Friday 7 a.m. — 8 p.m. CT
bluecrossmn/contact.com

Group Medicare Advantage Customer Service – Post65 Retiree Plan

1-800-711-9865
Monday through Friday 8 a.m. - 8 p.m. CT

 

Participants can refer to the COBRA or Retiree packets mailed to them by ThrivePass for more information. Active associates on the BCBS network can go to the Access Intranet site and view the "Leaving Blue" section of My HR > My Benefits.

PPO (High Value Network Plan)

The PPO (High Value Network Plan) gives you statewide access to quality care. The PPO (High Value Network Plan) has in-network and out-of-network levels of benefits. When you seek care from a provider who is in the High Value Network, you receive in-network benefits. If you choose to use a provider who is not in the High Value Network (in Minnesota and bordering counties) and BlueCard PPO (nationally) you will still have coverage, but at the lower out-of-network level of benefits.

Benefit information

Medical plans

Summary of benefits and coverage (SBC)

Benefit booklet

Prescription drug benefits

Contact information

Medical/Pharmacy Plan

(651) 662-8304, toll free 1-800-469-1110
Monday through Friday 7 a.m. - 8 p.m. CT
bluecrossmn/contact.com

Aware® Network Plan

The HSA medical plan offers an annual employer contribution. The HSA plan allows you to build up these employer contributions by allowing you to make additional contributions to your own account (based on IRS limits) that you can use to offset medical costs.

Benefit information

Medical plans

Summary of benefits and coverage (SBC)

Benefit booklet

Prescription drug benefits

Contact information

Medical/Pharmacy Plan

(651) 662-8304, toll free 1-800-469-1110
Monday through Friday 7 a.m. - 8 p.m. CT
bluecrossmn/contact.com

 

 

Dental and vision plans

Access dental and vision benefit and contact information if you need support.

Benefit information

Preventive Plan & Enhanced Plan (Blue Cross Dental)

Contact information

Preventive Dental Plan — by Blue Cross Dental, Group 10828105 (2024)

Enhanced Dental Plan — by Blue Cross Dental, Group 10422795

1-888-589-2447
Monday through Friday 8 a.m. - 8 p.m. CT
bluecrossmn.com/findadentist

Benefit information

Contact information

Basic Vision Plan — by Blue Cross Vision Group 10422797

Enhanced Vision Plan — by Blue Cross Vision Group 10422798

1-888-444-5591
Monday through Friday 7 a.m. - 8 p.m. ET

bluecrossmn.com/findaneyedoctor

 

Spending and saving accounts

What are the different types of spending and saving accounts?

An HSA is a health savings account that works with a high deductible health plan. You can use the funds to help pay for out-of-pocket healthcare expenses your health insurance doesn't cover.

An FSA is a flexible spending account that lets you set aside money tax-free to pay for eligible expenses, like day care and healthcare products and services your health plan doesn't cover (such as vision and dental care).

Learn more about spending and saving accounts.

Spending accounts

Contact information

Further, Spending Accounts (FSA, DCFSA, HSA)

1-800-859-2144
Monday through Friday 7 a.m. - 8 p.m. CT
Further login

Transparency in Coverage

The federal Transparency in Coverage Rule requires our group health plan to disclose detailed price information. Blue Cross and Blue Shield of Minnesota creates and publishes machine-readable files with this pricing information.

Learn more about machine-readable files

 

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