Blue Cross dental plans for large groups
A dental plan is a desirable employee benefit that can help attract and retain employees.
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Dental plans overview
Blue Cross and Blue Shield of Minnesota has a wide range of competitive dental plan options. All plans cover preventive dental care at 100 percent, including exams and cleanings, when you see an in-network dentist. Additional benefits available:
- No waiting periods
- No missing tooth clause
- Posterior composites (white fillings covered the same on front and back teeth)
Blue Cross Dental is a smart choice to complement your health plan and round out your employee benefit package.
Dental plan benefits:
- Access to a large network of doctors, hospitals and clinics
- Discounts: Dentists who provide discounts for non-covered services have a "$ave!" symbol next to their name
- Easy access to answers through our expert customer service team
- As part of our standard dental plans, we offer:
- Jr. Dental: 100 % coverage for dependent children 12 and under with no deductible or annual plan maximum on all covered services. Orthodontic care is excluded. Standard plan limitations apply. Out-of-network services may be subject to balance billing.
- Three cleanings per calendar year
- Fluoride treatment covered up to age 19
Flexibility for employers:
- Offer any plan as a dual offering with no restrictions
- Offer any plan on a voluntary and non-voluntary basis
- Offer with or without a Blue Cross health or vision plan
Dental plan choices
With Blue Cross Dental insurance plans, you can choose from a range of options to fit your needs and your budget.
Value plan
The lowest cost plan
Provides full coverage for important preventive and diagnostic procedures as well as coverage for filings and other basic services.
Freedom plans
Most popular plans
Coverage for a broad range of services and equal coverage levels for dentists that are in network or out of network. Preventive Incentive* is an option.
Preferred plans
Drive savings for both members and employers by encouraging members to see a network dentist.
Elect plans
Offer employees a choice between two plan options, depending upon their desire to receive out-of-network services. There's equal coinsurance in and out of network.