Your Blue Cross member ID card

Your Blue Cross member ID card includes important information about your plan.

You’ll receive a member ID card for you and each covered family member within a few weeks after your plan takes effect. Here’s why you need it, how to use it and what to do if you lose it. For additional or replacement ID cards, sign in or create your member account after you receive your initial card.

Log in to Member Site

Why you need a member ID card

Your member ID card contains important details about your plan and coverage. It also lets in-network providers know where to send your claim, so you don’t have to.

Image of Blue Cross and Blue Shield of Minnesota sample health insurance card
SAMPLE ID CARD - MEMBER ID CARDS VARY

How to use your Blue Cross or Blue Plus ID card

Bring your Blue Cross or Blue Plus ID card whenever you visit a doctor or pharmacy or other medical provider. Your member ID card provides the following information to your provider:

  • Your name and member identification number (and a group number, if applicable)
  • The name of your plan
  • Your copay amount when you go to the doctor or emergency room (if applicable)
  • Your deductible and out-of-pocket maximum (if applicable) 
  • Information for your pharmacist about prescriptions
  • Instructions for providers or pharmacists for how to submit a claim
  • Customer service phone numbers for you and your providers

What to do if you lose your ID card

If your original member ID card becomes lost or damaged, you can download replacement ID cards from the Blue Cross member website or see and send copies of your card(s) from the Blue Cross mobile app.

More about using your health plan

Dependents on your health insurance Q&A
See your Blue Cross claims
Paying your premium online
How to read an EOB

Questions?

If you have questions about using your ID card, call the customer service number on the back of your ID card.