Health plans 101

Whether you’re a current member or shopping for a new plan, understanding the basics will help you get the most out of your health plan. 

Health plan costs 

Health plan costs include the premium, deductible, coinsurance and out-of-pocket maximum. Some plans may also have copays. Learn more about these costs to help you plan and budget for your care. 

Health plan basics video series

 

Checklist: Prepare for surgery    

What’s covered

Depending on your health plan, some medical care may be covered by your plan and some may not. Sign in to the member site to see your specific coverage information. You can also call customer service using the number on the back of your member ID card.


Choosing a health care plan

Learn about types of plans, special enrollment periods and choosing the right plan for you. 


More about health care and health plans