Welcome, Allianz Life employees
Helping you live your healthiest life.
You and Blue. Better together.
Blue Cross plan members (Standard and Enhanced HDHP)
Log in to your Blue Cross member account
Check your benefits, claims, connect to wellness programs and more.
Find care — Blue Cross plan
Search for doctors, hospitals and clinics covered by the Blue Cross plan
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Get the Blue Care Advisor app
Connect to all your member benefits, claims, programs and more. And get personalized recommendations to improve your health.
Coupe Health plan members
Log in to your Coupe member account
Check provider tiers, track claims, review benefits and more.
Find care — Coupe plan
Search for doctors, hospitals and clinics covered by the Coupe plan.
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Get the Coupe App
Find all you need to search for providers, check benefits, track claims and more. And get personalized information to support better health.
To see if this plan is right for you and your family, visit the Coupe Allianz Life employee web page.
- Members pay a flat copay for all covered services and prescription drugs. Costs are available on the Coupe website in advance of services.
- There is no deductible or coinsurance on this plan
- The plan uses the same national provider network as BCBS plans and puts providers into three tiers based on quality and efficiency of care
- Tier 1 providers will have the lowest copay for services and the highest-quality outcomes based on Coupe’s research
- Coupe simplifies billing by consolidating all medical and prescription copays into one monthly invoice for easier tracking and payment
- Members can contact a Coupe Health Valet to help find a provider, answer questions and resolve billing issues
- Members have 24/7 access to the Coupe Health member portal
The member portal houses all your benefit information including provider, prescription and pharmacy lookup, billing statements, access to your Health Valet, and much more.
Your provider networks
Using your health plan is easy. Your national provider network, BlueCardPPO, works with doctors, hospitals and clinics across the country, including our onsite health center, True Care. Just show your member ID card whenever you get care.
Remember, if you receive services from out-of-network providers you will have reduced benefit coverage with our Enhanced and Standard HDHP plans. You will not have any benefit coverage for out-of-network providers other than emergency treatment if enrolled in the BCBS/Coupe plan.
Your Benefits Resources (YBR)
Prescription drug & pharmacy benefits
All three medical plan options use the KeyRx covered drug list and Select pharmacy network through Prime Therapeutics.
Log in to your member account for the most up-to-date drug lists and in-network pharmacy information.
For Blue Cross HDHP plan:
For Coupe plan:
Drug lists and search
- 2025 Rx Fact Sheet
- KeyRx drug search — Standard/Enhanced HDHP with HSA
- 2025 KeyRx ACA mandated $0 copay drug list
- 2025 KeyRx $0 Member Cost Share Insulin Drug List
Pharmacy information
Benefits
Featured programs
Focusing on your health is easier with the right tools and support. Here's how we can help.
MedsYourWay
Retail and Home Delivery
MedsYourWay compares drug card discount prices and your health plan pharmacy benefit to automatically deliver the lowest price.
Call 1-855-206-2430
Blue365
Health and wellness savings
Blue365 offers premier health and wellness discounts and is free to join.
Call 1-855-511-2583
Hinge Health
Conquer back or joint pain
Hinge Health provides you with all the tools you need to get moving again from the comfort of your own home.
Call 1-855-902-2777
Learn to Live
Emotional wellbeing resources
Access on-demand, self-directed digital programs based on the clinically proven strategies of Cognitive Behavioral Therapy (CBT).
Call 1-800-406-7457
Care benefits
Preventive care services
Stay as healthy as possible
Learn more about these services, including yearly checkups, screenings and immunizations.
Doctor On Demand
Telemedicine
Access to quick care when needed online, 24/7. Whether at home or on the road, healthcare is just a click away.
Call 1-800-997-6196
Global Core
Find providers while traveling
Find doctors and hospitals outside of the United States, Puerto Rico and U.S. Virgin Islands. You can also find other valuable resources to help you stay safe and healthy around the world.
Gender care
Gender Services Consultant
We offer guidance to help manage care and navigate insurance for transgender and non-binary members and their families. If you have any questions about gender-related care, you can call 1-866-694-9361.
Activate your True Balance experience
By activating the Limeade ONE app, you will have quick access to fun activities, helpful tools and social support from your colleagues and Allianz – all designed to help you be your best. When you (and your eligible spouse) participate in well-being activities, you earn rewards.
If you are enrolled in a high deductible medical plan (Enhanced or Standard HDHP), you will receive rewards in the form of HSA contributions.
If you are enrolled in the Coupe plan or are an employee not enrolled in an Allianz medical plan, you will receive rewards in the form of Recognition Central Points.
Mental health
Your mental health is a priority
Learn how we're supporting your mental health:
- Generic anti-depressant medications on the KeyRx Preventive Drug list are covered at 100%.
- Coverage for most mental health services obtained in the office or outpatient:
- Those who enroll in our Enhanced and Standard HDHPs pay no coinsurance after they meet the annual deductible.
- Those who enroll in the Coupe Health plan will have 100% coverage, with no deductible or copay.
- Access to virtual mental healthcare through Doctor On Demand. Virtual visits are convenient and typically cost less than in in-person visit.
- On-site therapy visits are available at True Care in our Minneapolis campus for benefits-eligible employees and dependents regardless of if you are enrolled in a medical plan.
- Learn to Live is a self-paced online mental health program to help you and your family members (age 13+) manage stress, depression, social anxiety, insomnia or substance use. It is 100% confidential, there is no cost and it is accessible online 24/7.
Support resources
Support at your fingertips
For Blue Cross plan members (Standard and Enhanced HDHP)
Call Blue Cross customer service: 1-855-545-2583
- General plan or coverage questions
- Check on a claim
Monday — Friday, 7 a.m. to 8 p.m. CT
Search our website
While this web page is focused on your company and employees, bluecrossmn.com serves all members and may have your answer.
Visit bluecrossmn.com for more options.
For Coupe plan members
Contact the Health Valet Team:
- Phone: 1-833-749-1969
- Email: HealthValet@CoupeHealth.com
Monday – Friday, 8 a.m.to 8 p.m. CT
Contact your employer
You should reach out to your employer first if you:
- Are choosing new coverage and have questions
- Have a qualifying life event like a change in your household or employment
- Need to change your name, address, etc.
The federal Transparency in Coverage Rule requires our group health plan to disclose price and cost-sharing information to participants. To comply, Allianz Life is posting a link to the Blue Cross Blue Shield Minnesota webpage which provides access to pricing information via machine-readable files. To learn more and review the links visit the machine-readable files page.
When you get emergency care or are treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected by the "No Surprises Act," a provision under the Consolidated Appropriations Act (CAA) 2021. To learn more about the protections available to you, view the Blue Cross No Surprises Act page.
Blue365® is a registered mark of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and/or Blue Shield plans.
Hinge Health is an independent company providing musculoskeletal care services.
Learn to Live, Inc. is an independent company offering online tools and programs for behavioral health support. Learn to Live is an educational program and should not be considered medical treatment.
Doctor On Demand® by Included Health is an independent company providing telehealth services.
Blue Cross Blue Shield Global Core is a registered mark of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and/or Blue Shield plans.