Helping you live your healthiest life.

Using your health plan is easy. Your national provider network, BlueCardPPO, works with doctors, hospitals and clincs across the country, including our onsite health center, True Care. Just show your member ID card whenever you get care. 

Remember, if you receive services from out-of-network providers you will have reduced benefit coverage with our Enhanced and Standard HDHP plans. You will not have any benefit coverage for out-of-network providers other than emergency treatment if enrolled in the BCBS/Coupe Premium plan

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By activating the Limeade ONE app, you will have quick access to fun activities, helpful tools and social support from your colleagues and Allianz – all designed to help you be your best.

When you (and your eligible spouse) participate in well-being activities, you earn rewards. If you are enrolled in a high deductible medical plan (Enhanced or Standard HDHP), you will receive rewards in the form of HSA contributions. If you are enrolled in the Premium Plan or are an employee not enrolled in an Allianz medical plan, you will receive rewards in the form of Recognition Central Points.

Read the True Balance Experience FAQ.

All 3 medical plan options utilize the same covered drug list (KeyRx) and pharmacy network (Select) through Prime Therapeutics. The 2025 KeyRx Drug List can be found on this page under Prescription Drugs. You can search for in network pharmacies by selecting “Find a Pharmacy” on this page under Prescription Drugs (choose “Select Network”). After 1/1/25 you can view the pharmacy information specific to your plan by logging in to your plan’s member portal.

If you have questions about the pharmacy coverage on the HDHP plans, call Blue Cross customer service at 1-855-545-2583, Monday – Friday, 7 a.m.– 8 p.m.

If you have questions about the pharmacy coverage on the Coupe Health Plan, contact the Health Valet Team at 1-833-749-1969 or email at HealthValet@CoupeHealth.com Monday – Friday, 8 a.m.– 8 p.m. CT.

• 2025 Rx fact sheet
• Find a pharmacy (choose ‘Select’ network)
• 2025 KeyRx Drug List - Coupe Premium Plan
• 2025 KeyRx Drug List - Standard/Enhanced HDHP with HSA
• KeyRx drug search
• 2025 KeyRx preventive drug list - Coupe Premium Plan
• 2024 KeyRx preventive drug list - Premium-Network Only
• 2025 KeyRx preventive drug list - Standard/Enhanced HDHP with HSA
• 2024 KeyRx preventive drug list - Standard/Enhanced HDHP with HSA
• 2025 ACA mandated $0 copay drug list
• 2024 ACA mandated $0 copay drug list
• 2025 KeyRx $0 Member Cost Share Insulin Drug List
• 2024 KeyRx $0 Member Cost Share Insulin Drug List
• MedsYourWay - Amazon Home Delivery
• MedsYourWay - Retail Pharmacies
• Specialty drug program
• Medication exception request

Learn how we're supporting your mental health:

1. Generic anti-depressant medications on the KeyRx Preventive Drug list are covered at 100%.
2. Coverage for most mental health services obtained in the office or outpatient:
   
   1. Those who enroll in our Enhanced and Standard HDHPs pay no coinsurance after they meet the annual deductible.
   2. Those who enroll in the Coupe Health Premium plan will have 100% coverage, with no deductible or copay.
3. Access to virtual mental health care through Doctor on Demand. Virtual visits are convenient and typically cost less than in in-person visit. Visit the Doctor on Demand site via the link on this page under Related Resources.
4. On-site therapy visits are available at True Care in our Minneapolis campus for benefits-eligible employees and dependents regardless of if you are enrolled in a medical plan.
5. Learn to Live is a self-paced online mental health program to help you and your family members (age 13+) manage stress, depression, social anxiety, insomnia or substance use. It is 100% confidential, there is no cost and it is accessible online 24/7. Watch this 2-minute video to see how Learn to Live can help.

The federal Transparency in Coverage Rule requires our group health plan to disclose price and cost-sharing information to participants. To comply, Allianz Life is posting a link to the Blue Cross Blue Shield Minnesota webpage which provides access to pricing information via Machine-Readable Files. To learn more and review the links, please visit the Machine-Readable webpage.

When you get emergency care or are treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected by the "No Surprises Act," a provision under the Consolidated Appropriations Act (CAA) 2021. To learn more about the protections available to you, view the Blue Cross No Surprises Act webpage.