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2024 Medicare Cost plans

Use our shopping tool to see and compare Blue Cross and Blue Shield of Minnesota Medicare Cost plans in your area.

Explore plans available in your area

Compare plan coverage, costs and benefits side-by-side.

Plan Overview

What is a Medicare Cost plan?

Medicare Cost plans provide additional coverage to help pay for expenses Original Medicare doesn’t cover. Medicare Cost plans offer two plan coverage types: medical-only coverage or combined medical and prescription drug coverage. If you choose to include prescription drug coverage, your plan also helps pay the cost of your medications.

These plans are available in 21 counties in Minnesota. You can enroll in Platinum BlueSM if you:

  • Have Medicare Part A and Part B, or Part B only
  • Live in the plan availability area

Medical-only cost plans can be paired with MedicareBlue Rx plans.

Platinum Blue & Platinum Blue with Rx

Blue Cross Platinum Blue and Platinum Blue with Rx offers three levels of coverage that let you choose the coverage to best fit your needs. The right plan depends on how often you visit the doctor or pharmacy and how much you want to pay monthly versus paying when you get care. 

Available in these counties:

Aitkin, Kanabec, McLeod, Pipestone, St. Louis, Carlton, Koochiching, Meeker, Rice, Stevens, Cook, Lake, Mille Lacs, Rock, Traverse, Goodhue, Le Sueur, Pine, Sibley, Yellow Medicine, Itasca

Plan benefit highlights:

  • Three levels of coverage let you choose the coverage that best fits your needs
  • Over-the-counter allowance
  • Choice of a medical-only plan or a plan with prescription drug coverage built in
  • Preventive dental coverage for some levels of coverage (Choice and Complete)
  • Access to a large network of doctors, hospitals and clinics
  • Eyewear allowance (Choice and Complete)
  • Approximately 63,000 in-network pharmacies
  • Hearing aid (up to 2 aids per year) with $0 rechargeable options
  • Travel up to nine consecutive months per calendar year in the U.S.
  • Non-Medicare covered (routine) acupuncture benefit

Is Your Doctor in Network?

Using a doctor (provider) in your network can help you save money. You’ll want to confirm your doctor, hospital or clinic is in your plan’s network before you get care.

This plan uses the Platinum Blue (Cost) Network.

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Medicare Support

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Blue Cross Medicare Advisors

Get help person-to-person

A Blue Cross Advisor will meet with you in person or virtually to answer your questions and enroll you in a Medicare plan.

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Enroll by phone

Give us a call to speak to a Medicare expert.

1-855-579-7658
(TTY call 711)

Help is available from
8 a.m. to 8 p.m. Central Time, daily

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Get help from an agent

An agent can help you choose the best plan for you. Learn how an agent can help you

 

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Register for a Medicare Workshop

Learn about Original Medicare and available plans based on the county you live in at a free, no obligation, in-person or virtual workshop.

If your employer offers Medicare coverage or you can get coverage under the Federal Employee Program® (FEP), please see your employer to learn about your coverage options.

SilverSneakers® is a registered trademark of Tivity Health, Inc., an independent company that provides health and fitness programs. Blue Cross Medicare Advantage, Platinum Blue, Senior Gold and other Medicare Supplement and SecureBlue plans are eligible.

Prime Therapeutics LLC is an independent company providing pharmacy benefit management services.

Platinum Blue is a Cost plan with a Medicare contract. Enrollment in Platinum Blue depends on contract renewal.

Last updated January 1, 2024

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