Use our shopping tool to see and compare Blue Cross and Blue Shield of Minnesota Medicare Advantage (Medicare Part C) plans in your area.
Compare plan coverage, costs and benefits side-by-side.
Medicare Advantage plans, also known as Part C, include both medical (Part A and Part B) and most include a prescription drug coverage (Part D). Plus, 98% of providers within Minnesota are in-network and they include extras that often aren’t available with other types of Medicare plans.
How much you pay for your monthly premium depends on the plan you choose. A Medicare Advantage plan may be a good option if you want to pay a lower monthly premium and don’t mind paying a little more when you use care.
These plans are available based on where you live in Minnesota. You can enroll in a Medicare Advantage plan if you:
Our Freedom BlueSM medical-only Medicare Advantage plan is a good option if you already have credible drug coverage through the VA, TRICARE, Tribal or similar.
The plan includes extra benefits like travel, dental, fitness program, hearing aid savings, eyewear allowance, over-the-counter allowance, acupuncture and routine chiropractic. Plus, this plan may increase your monthly Social Security check up to $100.
Use this guide to help you choose a health plan that fits your needs.
Our Medicare Advantage (PPO) plans offer medical, prescription drug, dental, vision and hearing benefits combined in one plan. Medical-only plans are available if you already have creditable drug coverage through the VA or similar.
Available in these counties:
Anoka, Chisago, Hennepin, Ramsey, Sherburne, Wright,
Carver, Dakota, Isanti, Scott, Washington
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Good choice if you want:
View plan options, benefits, costs and coverage.
Using a doctor in your network can help you save money. You’ll want to confirm your doctor, hospital or clinic is in your plan’s network before you get care.
This plan uses the Blue Cross Medicare Advantage/Medicare High Value Network.
Pharmacy coverage varies by plan. You’ll want to check if your pharmacy is in your plan’s network and your medicines are covered before you fill your prescription.
Search pharmacies (Core & Comfort plans)
Search pharmacies (Choice & Complete plans)
Search drugs (Core & Comfort plans)
Search drugs (Choice & Complete plans)
Our Medicare Advantage (PPO) plans offer medical, prescription drug, dental, vision and hearing benefits combined in one plan. Medical-only plans are available if you already have creditable drug coverage through the VA or similar.
Available in these counties:
Blue Earth, Fillmore, Martin, Olmsted, Waseca, Dodge, Freeborn, Mower, Steele, Watonwan, Faribault, Houston, Nicollet, Wabasha, Winona
Plan benefit highlights:
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Good choice if you want:
Using a doctor (provider) in your network can help you save money. You’ll want to confirm your doctor, hospital or clinic is in your plan’s network before you get care.
This plan uses the Medicare Southern MN Network.
Pharmacy coverage varies by plan. You’ll want to check if your pharmacy is in your plan’s network and your medicines are covered before you fill your prescription.
Search pharmacies (Choice & Complete plans)
Search drugs (Choice & Complete plans)
Our Medicare Advantage (PPO) plans offer medical, prescription drug, dental, vision and hearing benefits combined in one plan. Medical-only plans are available if you already have creditable drug coverage through the VA or similar.
Available in these counties:
Becker, Clearwater, Kittson, Murray, Redwood, Beltrami, Cottonwood, Lac Qui Parle, Nobles, Renville, Benton, Crow Wing, Lake Of The Woods, Norman, Roseau, Big Stone, Douglas, Lincoln, Otter Tail, Stearns, Brown, Grant, Lyon, Pennington, Swift, Cass, Hubbard, Mahnomen, Polk, Todd, Chippewa, Jackson, Marshall, Pope, Wadena, Clay, Kandiyohi, Morrison, Red Lake, Wilkin
Plan benefit highlights:
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Good choice if you want:
View plan options, benefits, costs and coverage.
Using a doctor in your network can help you save money. You’ll want to confirm your doctor, hospital or clinic is in your plan’s network before you get care.
This plan uses the Blue Cross Medicare Advantage/Medicare High Value Network.
Pharmacy coverage varies by plan. You’ll want to check if your pharmacy is in your plan’s network and your medicines are covered before you fill your prescription.
Search pharmacies (Core & Comfort plans)
Search pharmacies (Choice & Complete plans)
Search drugs (Core & Comfort plans)
Search drugs (Choice & Complete plans)
Get help person-to-person
A Blue Cross Advisor will meet with you in person or virtually to answer your questions and enroll you in a Medicare plan.
Give us a call to speak to a Medicare expert.
1-855-579-7658
(TTY call 711)
Help is available from
8 a.m. to 8 p.m. Central Time, daily
An agent can help you choose the best plan for you. Learn how an agent can help you
Learn about Original Medicare and available plans based on the county you live in at a free, no obligation, in-person or virtual workshop.
You will need to get prior authorization from your provider for certain services. A prior authorization, or pre-approval for a medical service, helps ensure you are getting proper care. Learn more about prior authorizations and when they’re needed.
Travel coverage is limited to in the United States only. Only emergency services are covered when traveling worldwide.
Blue Cross offers PPO plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.
Enrollment in the plan after December 31, 2023 cannot be guaranteed. Either CMS or the plan may choose not to renew the contract, or the plan may choose to change the area it serves. Any such change may result in termination of your enrollment. This information is not a complete description of benefits. Call (651) 662-9949 or 1-855-579-7658 for more information.
SilverSneakers® is a registered trademark of Tivity Health, Inc., an independent company that provides health and fitness programs. Blue Cross Medicare Advantage, Platinum Blue, Senior Gold and other Medicare Supplement and SecureBlue plans are eligible.
Prime Therapeutics LLC is an independent company providing pharmacy benefit management services.
Last updated January 1, 2024
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