2025 Medicare Supplement (Medigap) plans
#1 Medicare Supplement plan chosen by Minnesotans1
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Compare plan coverage, costs and benefits side by side.
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See if your doctor and pharmacy are in network and if your drugs are covered.
Why choose a Blue Cross Supplement plan?
Our Medicare Supplement plans provide medical-only coverage, with benefits that are guaranteed renewable as long as you pay your premium.
You can pair your Medicare Supplement plan with a stand-alone prescription drug plan.
Medical
You can choose your doctor without any network restrictions2 and see any provider that accepts Medicare assignment
Travel
Live or travel anywhere in the U.S. and get in-network benefits when you see a provider that accepts Medicare assignment
SilverSneakers® membership
Access to thousands of fitness locations nationwide, on-demand workout videos and online classes
Quitting tobacco and vaping support
Receive personalized guidance for developing a quit plan and ongoing support from a wellness coach
Online care
See a doctor right on your smartphone, tablet or computer from providers that offer telehealth and online care
Nurse Line
Registered nurses are available 24 hours a day, seven days a week to answer your questions
Choose from four levels of coverage
Our Supplement plans offer different levels of coverage and cost sharing. Each plan pays a different amount toward your medical coverage.
The right plan for you depends on how often you visit the doctor and how much you want to pay monthly versus paying when you get care.
High Deductible Plan F
Good option if you don't go to the doctor very often.
- Lower monthly premium
- No copays or coinsurance after deductible is met
- See any provider that accepts Medicare assignment
Plan N
Good option if you aren't sure how often you'll go to the doctor.
- Lower monthly premium
- Copays for Part B (Medical) services
- See any provider that accepts Medicare assignment
Basic Medicare Blue
Good option if you need more coverage and go to the doctor often.
- Higher monthly premium
- No copays or coinsurance when all riders are selected
- See any provider that accepts Medicare assignment
Senior Gold
Good option if you need more coverage and go to the doctor often.
- See any provider in the Aware® network for in-network benefits2
- The Aware® network features access to nearly every physician and hospital in Minnesota, and coverage nationwide
Get Medicare help
Medicare doesn't have to be hard
Our Blue Cross Advisors are here to:
- Help you learn about Medicare basics and our plans
- Assist you in finding a plan that meets your needs
- Help you enroll in a plan
Meet with a Blue Cross Advisor
Register for a free Medicare Workshop
Join us for a free, no obligation, in-person or virtual Medicare workshop to learn about Medicare and available plans based on the county you live in.
What is a Medicare Supplement plan?
Medicare Supplement (Medigap) plans provide medical-only coverage, and benefits are guaranteed renewable as long as you pay your premium. These plans can help pay for some of the costs Original Medicare doesn't, like copays, deductibles and coinsurance.
You can pair a Supplement plan with any stand-alone prescription drug plan, such as a MedicareBlueSM Rx plan.
Get your Medicare Supplement enrollment packet
You can use this packet to help you choose a Medicare Supplement plan that fits your needs. View and compare plan options, benefits, costs and coverage.
Enroll by phone
Give us a call to speak to a Medicare expert.
1-855-579-7658
(TTY call 711)
Help is available from
8 a.m. to 8 p.m. Central Time, daily
Get help from an agent
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the best plan for you.