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2025 Medicare Part D Prescription Drug plans

Our MedicareBlueSM Rx plans help pay for prescriptions that are not covered by Original Medicare.

Explore prescription drug plans available in your area

Compare plan coverage, costs and benefits side-by-side.

Compare and enroll

Get guided help finding the right plan

Let us help guide you in finding a plan that meets your needs.

See if your doctor and pharmacy are in network and if your drugs are covered.

Get started

Plan overview

Pharmacies

Access to thousands of in-network pharmacies nationwide where you can fill your prescriptions

Drug coverage

Coverage of generic, brand-name and speciality drugs

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Pair plans

You can pair a MedicareBlue Rx prescription drug plan with Original Medicare or a medical-only plan like a Blue Cross Medicare Supplement (Medigap) or Cost plan.

View Medicare Supplement plans
View Cost plans

Plan options

Choose your level of coverage

Our MedicareBlue Rx plans offer two levels of coverage and cost sharing. Each plan pays a different amount toward prescription drugs.

The right plan for you depends on how many drugs you take and the cost of those drugs.

Standard

Good option if you take daily medications to manage conditions

  • Midrange monthly premium
  • Deductibles: After you pay your deductible, you pay $0 copay on Tier 1 prescriptions when you use a preferred pharmacy. You will pay a set copay or coinsurance for covered drugs on Tiers 2 – 5.
  • Preferred pharmacies include CVS, Hy-Vee and Walmart

Premier

Good option if you take multiple generic and/or brand-name drugs

  • Higher monthly premium
  • Deductibles: No deductible on all five tiers, so coverage starts right away with copays or coinsurance
  • $0 copay on Tier 1 and Tier 2 prescriptions when you use a preferred pharmacy.
  • Preferred pharmacies include CVS, Hy-Vee and Walmart

Support and resources

Get Medicare help

It doesn't have to be hard

Our Blue Cross Advisors are here to:

  • Help you learn about Medicare basics and our plans
  • Assist you in finding a plan that meets your needs
  • Help you enroll in a plan
Meet with a Blue Cross Advisor

Medicare Part D Extra Help program

If you have limited income and financial resources, you might qualify for the Extra Help program from Social Security.

Learn more about the Extra Help program

Order a MedicareBlue Rx enrollment packet

You can use this packet to help you choose a MedicareBlue Rx plan. View and compare plan options, benefits, costs and coverage.

Order enrollment packet

Enroll by phone

Give us a call to speak to a Medicare expert.

1-855-579-7658
(TTY call 711)

Help is available from
8 a.m. to 8 p.m. Central Time, daily

Work with an agent

An agent can guide you through the entire decision-making process, helping you find the best value for your healthcare dollar.

Find an agent
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Free Medicare Workshops

Join us for a free, no obligation, in-person or virtual Medicare workshop to learn about Medicare and available plans based on the county you live in.

Register for a workshop

Enroll today

Blue Cross offers Cost, PPO and PDP plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.

MedicareBlueSM Rx (PDP) and Group MedicareBlue Rx are prescription drug plans with a Medicare contract. Enrollment in MedicareBlue Rx depends on contract renewal and enrollment in Group MedicareBlue Rx depends on renewal of the plan sponsor’s contract with Medicare.

Coverage is available to residents of the service area or members of an employer or union group and separately issued by one of the following plans: Wellmark Blue Cross and Blue Shield of Iowa*; Blue Cross and Blue Shield of Minnesota*; Blue Cross and Blue Shield of Montana*, a division of Health Care Service Corporation, a Mutual Legal Reserve Company; Blue Cross and Blue Shield of Nebraska*; Blue Cross Blue Shield of North Dakota*; Wellmark Blue Cross and Blue Shield of South Dakota*; and Blue Cross Blue Shield of Wyoming*. *Independent licensees of the Blue Cross and Blue Shield Association.

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