Blue Cross and Blue Shield of Minnesota offers a variety of Medicare plans, so you can pick a plan that meets your needs.
Compare plan coverage, costs and benefits side-by-side.
Medicare Advantage plans combine Medicare Part A and Part B benefits, so your hospital and medical coverage are provided under one plan.
You get all the benefits of Original Medicare plus “extras” Medicare does not cover.
For Veterans our Freedom BlueSM medical-only Medicare Advantage plan is a good option if you already have credible drug coverage through the VA, TRICARE, Tribal or similar.
Benefits include
Access to a large network of physicians, clinics and hospitals
Access to approximately 63,000 in-network pharmacies
Eyewear allowance benefit
Preventive dental coverage for some levels of coverage
Hearing aids with $0 rechargeable battery option on select styles
Travel up to nine consecutive months per calendar year in the U.S. and get in-network benefits from select providers
Metro Region
Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington, Wright
West Region
Becker, Beltrami, Benton, Big Stone, Brown, Cass, Chippewa, Clay, Clearwater, Cottonwood, Crow Wing, Douglas, Grant, Hubbard, Jackson, Kandiyohi, Kittson, Lac qui Parle, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Polk, Pope, Red Lake, Redwood, Renville, Roseau, Stearns, Swift, Todd, Wadena, Wilkin
South Region
Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Houston, Martin, Mower, Nicollet, Olmsted, Steele, Wabasha, Waseca, Watonwan, Winona
A Medicare Supplement plan is a medical-only plan (Part A and Part B), and benefits are guaranteed renewable as long as you pay your premium.
A Medicare Supplement plan can help pay for costs not covered by Original Medicare, like copays, deductibles and coinsurance.
Medicare Supplement plans are available in all Minnesota counties.
Benefits include
Access to a large network of physicians, clinics and hospitals
Travel up to nine consecutive months per calendar year in the U.S. and get in-network benefits from select providers
Medicare cost plans offer medical-only coverage (Part A and Part B) or combined medical and prescription drug coverage (Part D).
If you choose to include prescription drug coverage, your plan also helps pay the cost of your medications.
Medicare Cost plans provide additional coverage to help pay for expenses Original Medicare doesn’t cover.
Benefits include
Access to a large network of physicians, clinics and hospitals
Access to approximately 63,000 in-network pharmacies
Eyewear allowance benefit
Preventive dental coverage for some levels of coverage
Hearing aids with $0 rechargeable battery option on select styles
Travel up to nine consecutive months per calendar year in the U.S. and get in-network benefits from select providers
Northeast Plus Region
Aitkin, Carlton, Cook, Goodhue, Itasca, Kanabec, Koochiching, Lake, Le Sueur, McLeod, Meeker, Mille Lacs, Pine, Pipestone, Rice, Rock, Sibley, St. Louis, Stevens, Traverse, Yellow Medicine
These stand-alone prescription drug plans help you manage your prescription drug costs.
Save money at thousands of network pharmacies nationwide. Plus get extra savings at preferred pharmacies within your network.
These plans can be paired with Original Medicare (Parts A and B), a Medicare supplement plan, or a medical-only cost plan.
Prescription drug plans are available in all Minnesota counties.
Benefits include
Access to approximately 63,000 in-network pharmacies
This health plan, called SecureBlue℠ (HMO SNP), is a Minnesota Senior Health Options (MSHO) health plan that combines your Medicare and Medical Assistance (Medicaid) into one plan.
You must be 65 or older, have both Medicare Part A and Part B, and have Medical Assistance to qualify for SecureBlue.
SecureBlue is available in all Minnesota counties.
Learn about our Medicare plan offerings
Use this guide to help you choose a health plan the fits your needs. Whether you want greater savings or more benefits, we offer a variety of plans.
Get help person-to-person
A Blue Cross Advisor will meet with you in person or virtually to answer your questions and enroll you in a Medicare plan.
Give us a call to speak to a Medicare expert.
1-855-579-7658
(TTY call 711)
Help is available from
8 a.m. to 8 p.m. Central Time, daily
An agent can help you choose the best plan for you. Learn how an agent can help you
Learn about Original Medicare and available plans based on the county you live in at a free, no obligation, in-person or virtual workshop.
1Based on enrollment data from CMS December 2022.
2CMS-contracted doctors compared to internal Blue Cross and Blue Shield of Minnesota data, June 2023. Some network limitations may apply.
3Based on 2022 CAHPS results. Star rating information is on medicare.gov/plan-compare. Every year, Medicare evaluates plans based on a 5-star rating system. Star rating information is on medicare.gov/plan-compare.
Blue Cross offers Cost, PPO, and PDP plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.
SilverSneakers® is a registered trademark of Tivity Health, Inc., an independent company that provides health and fitness programs. Blue Cross Medicare Advantage, Platinum Blue, Senior Gold and other Medicare Supplement and SecureBlue plans are eligible.
Last updated January 1, 2024
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