Blue Cross dental plans for individuals and families
Our dental plans are for people of all ages, whether for yourself or your whole family.
Dental plans overview
Blue Cross and Blue Shield of Minnesota has a variety of plans to choose from to meet your health needs, household budget and personal preferences. All plans cover preventive dental care, including exams and cleanings, at 100 percent when you see a dentist in the network.
2025 Decision guide:
2024 Decision guide:
Dental plan benefits:
- In-network access to dentists throughout Minnesota
- In-network coverage that includes more than 94,000 participating dentists and 336,000 offices nationwide
- Discounts: Dentists who provide discounts for non-covered services have a "$ave!" symbol next to their name
- Compatible with Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs)
- Jr. Dental: 100 % coverage for dependent children 12 and under with no deductible or annual plan maximum on all covered services. Orthodontic care is excluded. Standard plan limitations apply. Out-of-network services may be subject to balance billing.
- Fluoride treatment covered up to age 19
Dental plan features:
- Ease of having one carrier for medical, dental and vision coverage
- Online account with optional e-billing
- Online search tool for network dentists
Get help by phone
Call: 1-877-293-7040
Get help in person
A Blue Cross Advisor will meet with you in person or virtually to answer your questions.
Dental plan choices
Protect your teeth with a Blue Cross Dental insurance plan. You can choose from a range of options to fit your needs and your budget.
Dental plan rates
Value plans
Your lowest-cost option
Cover preventive and diagnostic services with no waiting period. Offers discounts for services not covered under the plan when using an in-network provider.
Preferred plan
Affordable, traditional plan
Provides greater coverage for many common dental services when using an in-network dentist.
Freedom plans
Flexible and comprehensive
Broadest range of coverage and benefits. Great if you’re looking for the most comprehensive benefits.
About enrolling
You can enroll in a dental plan any time. It’s quick and easy. Coverage generally starts the first of the month after we receive your application and payment.
You don't need to have Blue Cross health insurance to enroll in one of the Blue Cross Dental plans. Dental plans can be purchased by anyone age 18 or over.