How do networks work?
A health plan works with a network — a group of doctors, clinics, hospitals and other healthcare providers you can see for a lower cost. To get the most coverage for a healthcare service, you need to visit healthcare providers in your plan’s network.
Different plans work with different networks. Only certain providers participate in each plan’s network. Some providers are not in a plan’s network, and providers in one network may not be in another network. If you visit a provider or a location that’s not in your plan’s network, you will pay much more for your care, and these costs will not count toward your in-network cost sharing (for example, your in-network deductible and out-of-pocket maximum).
Be sure to find out if your doctor’s in your plan’s network. You can use the Find a Doctor tool to search for providers in different networks.
Individual and family plans
Each plan works with its own network. You can learn about the plans and search their networks here.
The Blue Plus® Metro MN plan works with the Blue Plus Metro MN network.
The Blue Plus® Southeast MN plan works with the Blue Plus Southeast MN network.
The Blue Plus® Minnesota Value plan works with the Blue Plus Minnesota Value network.