2023 Small group health plans with High Value Network

The High Value Network offers access to providers across the state and pairs with High Value products. This network offers more cost savings with a limited network of providers.

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Learn how an agent can help you

Give us a call

1-855-295-6278, TTY 711

Choose plan features that meet your needs

These plans offer:

Several cost-sharing options within the four metal levels
- Gold and platinum plans generally have higher premiums and offer more coverage for your employees
- Silver and bronze plans generally have lower premiums and offer less coverage for your employees
A range of features such as deductible, coinsurance and more

See the 2023 small group health plan decision guide (PDF)

See helpful ways to compare plan features

Find doctors in the High Value Network
It's important to stay in the network. Your out-of-pocket costs will be higher when you see an out-of-network provider.

Dental and vision coverage

Choose from popular options to protect employees' teeth and eyes.

Prescription drug coverage

Pharmacy network

These plans include coverage for prescriptions filled at pharmacies in the Classic Pharmacy Network.

Search pharmacy network

Covered drugs (formulary)

The BasicRx formulary included with these plans is a comprehensive list of covered generic and brand-name drugs.

See HSA plans drug list

See all other plans drug list

Insulin coverage

For HSA plans: Insulin on tier 1 is included as a covered benefit with $0 out-of-pocket cost.

See 2023 Small group BasicRx HSA preventive drug list (PDF)

For all other plans: Insulin on tier 1 and tier 2 is included as a covered benefit with $0 out-of-pocket cost.

See 2023 BasicRx individual, small group $0 insulin member cost-share drug list (PDF)

Prescription drug tiers: The drug lists use tiered pricing. Tiers group drugs into different cost levels. (Higher-cost drugs are in higher tier numbers.)

Health and wellbeing support and more

You want to help your employees get and stay healthy. They want to feel their best, too. Healthy employees are often more productive, which helps your bottom line.

See health and wellbeing resources included with your plan.

We can help you and your employees save money and time, too.

See extra plan advantages.

Add a health savings account

A health savings account (HSA) is a way to help employees save and pay for healthcare expenses tax-free.

Learn more about health savings accounts.

2023 Plan documents

View and download documents for each plan that works with the High Value Network.

Plans with High Value Network	Deductible	Benefit highlights	Summary of benefits & coverage (SBC)	Benefit booklet
Bronze
High Value Bronze $9,100 Plan 550	$9,100/$18,200	550 benefits highlights (PDF)	550 SBC (PDF)	550 benefits booklet (PDF)
High Value HSA Bronze $7,050 Plan 656	$7,050/$14,100	656 benefits highlights (PDF)	656 SBC (PDF)	656 benefits booklet (PDF)
High Value HSA Bronze $7,500 Plan 599	$7,500/$15,000	599 benefits highlights (PDF)	599 SBC (PDF)	599 benefits booklet (PDF)
Silver
High Value Silver $2,850 Plan 662	$2,850/$5,700	662 benefits highlights (PDF)	662 SBC (PDF)	662 benefits booklet (PDF)
High Value Silver $3,000 Plan 551	$3,000/$6,000	551 benefits highlights (PDF)	551 SBC (PDF)	551 benefits booklet (PDF)
High Value Silver $4,100 Plan 560	$4,100/$8,200	560 benefits highlights (PDF)	560 SBC (PDF)	560 benefits booklet (PDF)
High Value Silver $4,000 Plan 552	$4,000/$8,000	552 benefits highlights (PDF)	552 SBC (PDF)	552 benefits booklet (PDF)
High Value HSA Silver $3,250 Plan 553	$3,250/$6,500	553 benefits highlights (PDF)	553 SBC (PDF)	553 benefits booklet (PDF)
High Value HSA Silver $4,400 Plan 555	$4,400/$8,800	555 benefits highlights (PDF)	555 SBC (PDF)	555 benefits booklet (PDF)
High Value HSA Silver $4,850 Plan 660	$4,850/$9,700	660 benefits highlights (PDF)	660 SBC (PDF)	660 benefits booklet (PDF)
High Value HSA Silver $5,550 Plan 554	$5,550/$11,100	554 benefits highlights (PDF)	554 SBC (PDF)	554 benefits booklet (PDF)
High Value HSA Silver $6,100 Plan 561	$6,100/$12,200	561 benefits highlights (PDF)	561 SBC (PDF)	561 benefits booklet (PDF)
Gold
High Value Gold $500 Plan 556	$500/$1,000	556 benefits highlights (PDF)	556 SBC (PDF)	556 benefits booklet (PDF)
High Value Gold $1,000 Plan 664	$1,000/$2,000	664 benefits highlights (PDF)	664 SBC (PDF)	664 benefits booklet (PDF)
High Value Gold $2,000 Plan 557	$2,000/$4,000	557 benefits highlights (PDF)	557 SBC (PDF)	557 benefits booklet (PDF)
High Value HSA Gold $2,500 Plan 558	$2,500/$5,000	558 benefits highlights (PDF)	558 SBC (PDF)	558 benefits booklet (PDF)
High Value HSA Gold $3,500 Plan 692	$3,500/$6,000	692 benefits highlights (PDF)	692 SBC (PDF)	692 benefits booklet (PDF)
Platinum
High Value Platinum No Deductible Plan 559	$0/$0	559 benefits highlights (PDF)	559 SBC (PDF)	559 benefits booklet (PDF)

Find an Agent

Learn how an agent can help you

Give us a call

1-855-295-6278, TTY 711

We feature a large network of healthcare providers. Each provider is an independent contractor and not our agent.

See a list of the network adequacy waivers (PDF) the Minnesota Department of Health has approved for this plan.

Through the federal Public Health Emergency (PHE) related to the COVID-19 pandemic and authorized by section 319 of the Public Health Service Act, the Internal Revenue Service (IRS) created an exception that allows health savings account dollars to be used to pay for certain services, including e-visits/telephone consults, before deductible applies. Once the federal PHE has expired, deductible will apply for e-visits/telephone consults, unless the IRS issues further guidance.