2023 Small group health plans with Aware Network

The Aware® Network offers easy access and the broadest network with the most healthcare providers across the state and is paired with BlueAccessSM products.

 

Find an Agent

Learn how an agent can help you

Give us a call

1-855-295-6278, TTY 711

Choose plan features that meet your needs

These plans offer:

  • Several cost-sharing options within the four metal levels
    • Gold and platinum plans generally have higher premiums and offer more coverage for your employees
    • Silver and bronze plans generally have lower premiums and offer less coverage for your employees
  • A range of features such as deductible, coinsurance and more

See the 2023 small group health plan decision guide (PDF)

See helpful ways to compare plan features

Find doctors in the Aware Network
It's important to stay in the network. Your out-of-pocket costs will be higher when you see an out-of-network provider.

Dental and vision coverage

Choose from popular options to protect employees' teeth and eyes.

Prescription drug coverage

Pharmacy network

These plans include coverage for prescriptions filled at pharmacies in the Classic Pharmacy Network.

Search pharmacy network

Covered drugs (formulary)

The BasicRx formulary included with these plans is a comprehensive list of covered generic and brand-name drugs.

See HSA plans drug list

See all other plans drug list

Insulin coverage

For HSA plans: Insulin on tier 1 is included as a covered benefit with $0 out-of-pocket cost.

See 2023 Small group BasicRx HSA preventive drug list (PDF)

For all other plans: Insulin on tier 1 and tier 2 is included as a covered benefit with $0 out-of-pocket cost.

See 2023 BasicRx individual, small group $0 insulin member cost-share drug list (PDF)

Prescription drug tiers: The drug lists use tiered pricing. Tiers group drugs into different cost levels. (Higher-cost drugs are in higher tier numbers.)

Health and wellbeing support and more

You want to help your employees get and stay healthy. They want to feel their best, too. Healthy employees are often more productive, which helps your bottom line.

See health and wellbeing resources included with your plan

We can help you and your employees save money and time, too.

See extra plan advantages

Add a health savings account

A health savings account (HSA) is a way to help employees save and pay for healthcare expenses tax-free.

Learn more about health savings accounts

2023 Plan documents

View and download documents for each plan that works with the Aware Network.

Plans with Aware Network Deductible Benefit highlights Summary of benefits & coverage (SBC) Benefit booklet
Bronze
BlueAccess Bronze $9,100 Plan 618 $9,100/$18,200 618 benefits highlights (PDF) 618 SBC (PDF) 618 benefits booklet (PDF)
BlueAccess HSA Bronze $7,050 Plan 624 $7,050/$14,100 624 benefits highlights (PDF) 624 SBC (PDF) 624 benefits booklet (PDF)
BlueAccess HSA Bronze $7,500 Plan 598 $7,500/$15,000 598 benefits highlights (PDF) 598 SBC (PDF) 598 benefits booklet (PDF)
Silver
BlueAccess Silver $2,850 Plan 623 $2,850/$5,700 623 benefits highlights (PDF) 623 SBC (PDF) 623 benefits booklet (PDF)
BlueAccess Silver $3,000 Plan 625 $3,000/$6,000 625 benefits highlights (PDF) 625 SBC (PDF) 625 benefits booklet (PDF)
BlueAccess Silver $4,100 Plan 626 $4,100/$8,200 626 benefits highlights (PDF) 626 SBC (PDF) 626 benefits booklet (PDF)
BlueAccess Silver $4,000 Plan 627 $4,000/$8,000 627 benefits highlights (PDF) 627 SBC (PDF) 627 benefits booklet (PDF)
BlueAccess HSA Silver $3,250 Plan 632 $3,250/$6,500 632 benefits highlights (PDF) 632 SBC (PDF) 632 benefits booklet (PDF)
BlueAccess HSA Silver $4,400 Plan 642 $4,400/$8,800 642 benefits highlights (PDF) 642 SBC (PDF) 642 benefits booklet (PDF)
BlueAccess HSA Silver $4,850 Plan 645 $4,850/$9,700 645 benefits highlights (PDF) 645 SBC (PDF) 645 benefits booklet (PDF)
BlueAccess HSA Silver $5,550 Plan 640 $5,550/$11,100 640 benefits highlights (PDF) 640 SBC (PDF) 640 benefits booklet (PDF)
BlueAccess HSA Silver $6,100 Plan 628 $6,100/$12,200 628 benefits highlights (PDF) 628 SBC (PDF) 628 benefits booklet (PDF)
Gold
BlueAccess Gold $500 Plan 635 $500/$1,000 635 benefits highlights (PDF) 635 SBC (PDF) 635 benefits booklet (PDF)
BlueAccess Gold $1,000 Plan 637 $1,000/$2,000 637 benefits highlights (PDF) 637 SBC (PDF) 637 benefits booklet (PDF)
BlueAccess Gold $2,000 Plan 652 $2,000/$4,000 652 benefits highlights (PDF) 652 SBC (PDF) 652 benefits booklet (PDF)
BlueAccess HSA Gold $2,500 Plan 653 $2,500/$5,000 653 benefits highlights (PDF) 653 SBC (PDF) 653 benefits booklet (PDF)
BlueAccess HSA Gold $3,500 Plan 690 $3,500/$7,000 690 benefits highlights (PDF) 690 SBC (PDF) 690 benefits booklet (PDF)
Platinum
BlueAccess Platinum No Deductible Plan 655 $0/$0 655 benefits highlights (PDF) 655 SBC (PDF) 655 benefits booklet (PDF)

 

Find an Agent

Learn how an agent can help you

Give us a call

1-855-295-6278, TTY 711

We feature a large network of healthcare providers. Each provider is an independent contractor and not our agent.

See a list of the network adequacy waivers (PDF) the Minnesota Department of Health has approved for this plan.

Through the federal Public Health Emergency (PHE) related to the COVID-19 pandemic and authorized by section 319 of the Public Health Service Act, the Internal Revenue Service (IRS) created an exception that allows health savings account dollars to be used to pay for certain services, including e-visits/telephone consults, before deductible applies. Once the federal PHE has expired, deductible will apply for e-visits/telephone consults, unless the IRS issues further guidance.