2024 Medicare Supplement plans
Use our shopping tool to see and compare Blue Cross and Blue Shield of Minnesota Medicare Supplement plans in your area.
Enter your zip code to view plans available in your area
What is a Medicare Supplement (Medigap) plan?
A Medicare Supplement plan, or Medigap policy, supplements your Original Medicare benefits. These plans provide medical-only coverage, and benefits are guaranteed renewable as long as you pay your premium. This means as long as you continue to pay your premium, you won’t lose your coverage – even if you have health issues later on.
You can build a Medicare Supplement plan to meet your needs. Go with the base option and save on monthly premiums. Or, choose additional coverage options and limit your out-of-pocket expenses. This may be a good option if you want to pay a higher monthly premium in exchange for lower payments when you visit the doctor.
If you live in Minnesota and you have Medicare Part A and Part B, you can enroll in:
- Basic Medicare Blue
- Medicare Supplement Plan with Copayments (Plan N)
- Medicare Supplement Plan with High Deductible Coverage (High Deductible Plan)
- Senior GoldSM
Get your free Medicare Decision Guide
Use this guide to help you choose a health plan that fits your needs.
Basic Medicare Blue
When you select all four additional coverage options* to a Basic plan you’ll have minimal out-of-pocket costs for Medicare-covered services. Extended Basic Blue costs a little more, but this plan has an out-of-pocket maximum and extended skilled nursing facility days.
Plan benefit highlights:
- See any provider that accepts Medicare assignment
- Coverage that you can keep if you move to another state
- Guaranteed renewable benefits, as long as you pay your premiums
- Options to build the most comprehensive coverage
Enrollment packet
View plan options, benefits, costs and coverage.
2024 Medicare Supplement Enrollment Packet
Plan resources
Good choice if you want:
- Medical-only coverage
- Comprehensive medical network
- Travel anywhere, anytime within the U.S.
- SilverSneakers® fitness membership
Does your doctor accept Medicare assignment?
You may see any provider that accepts Medicare assignment for in-network benefits. Check to make sure your doctor accepts Medicare assignment.
Are your drugs covered?
There is no prescription drug coverage with this plan.
You can pair a Supplement plan with any stand-alone prescription drug plan, such as a MedicareBlueSM Rx plan.
Medicare Supplement Plan with Copayments (Plan N) and
Medicare Supplement Plan with High Deductible Coverage*
(High Deductible Plan)
Plan N offers a basic level of coverage. It does not cover your Part B deductible.
High Deductible Plan requires that you first meet your deductible before plan benefits will begin.
Plan benefit highlights:
- See any provider that accepts Medicare assignment
- Coverage that you can keep if you move to another state
- Guaranteed renewable benefits, as long as you pay your premiums
Enrollment packet
View plan options, benefits, costs and coverage.
2024 Medicare Supplement Enrollment Packet
Plan resources
Good choice if you want:
- Medical-only coverage
- Comprehensive medical network
- Travel anywhere, anytime within the U.S.
- SilverSneakers® fitness membership
Does your doctor accept Medicare assignment?
You may see any provider that accepts Medicare assignment for in-network benefits.
Are your drugs covered?
A Medicare Supplement plan is a medical-only plan and does not include prescription drug coverage.
You can pair a Supplement plan with any stand-alone prescription drug plan, such as a MedicareBlueSM Rx plan.
Senior Gold℠
When you choose a Senior Gold plan and select all four additional coverage options, you’ll have minimal out-of-pocket costs for Medicare-covered services. When selecting full coverage with Senior Gold, our Medicare Supplement plan pays the deductibles*, copayments and coinsurance Original Medicare doesn’t cover.
Plan benefit highlights:
- See any provider that accepts Medicare assignment
- Coverage that you can keep if you move to another state
- Guaranteed renewable benefits, as long as you pay your premiums
- Options to build the most comprehensive coverage
Enrollment packet
View plan options, benefits, costs and coverage.
2024 Medicare Supplement Enrollment Packet
Plan resources
Good choice if you want:
- Medical-only coverage
- Comprehensive medical network
- Travel anywhere, anytime within the U.S.
- SilverSneakers® fitness membership
Does your doctor accept Medicare assignment?
You may see any doctor (provider) that accepts Medicare assignment or any provider in the Aware® network for in-network benefits.
The Aware® network features access to nearly every physician and hospital in Minnesota, and coverage nationwide.
Are your drugs covered?
A Medicare Supplement plan is a medical-only plan and does not include prescription drug coverage.
You can pair a Supplement plan with any stand-alone prescription drug plan, such as a MedicareBlueSM Rx plan.
Blue Cross Medicare Advisors
Get help person-to-person
A Blue Cross Advisor will meet with you in person or virtually to answer your questions and enroll you in a Medicare plan.
Enroll by phone
Give us a call to speak to a Medicare expert.
1-855-579-7658
(TTY call 711)
Help is available from
8 a.m. to 8 p.m. Central Time, daily
Get help from an agent
An agent can help you choose
the best plan for you.
Register for a Medicare Workshop
Learn about Original Medicare and available plans based on the county you live in
at a free, no obligation, in-person or virtual workshop.