Small group dental plans

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Dental plans overview

Blue Cross and Blue Shield of Minnesota has a wide range of competitive dental plan options. All plans cover preventive dental care at 100 percent, including exams and cleanings, when you see an in-network dentist. Additional benefits include:

  • No waiting periods
  • No missing tooth clause
  • Posterior composites (white fillings covered the same on front and back teeth)

Blue Cross Dental is a smart choice to complement your health plan and round out your employee benefit package.

Dental plan benefits:

  • One carrier for medical, dental and vision coverage
  • Single system platform for integrated billing
  • United Concordia’s Advantage Plus AXS large and growing national dental network
  • Discounts: Dentists who provide discounts for non-covered services have a "$ave!" symbol next to their name
  • Compatible with Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs)
  • Online account with optional e-billing
  • Online search for network dentists
  • No waiting periods

You can purchase a dental plan for your employees any time. It’s quick and easy. You don't have to have Blue Cross health insurance to enroll in a dental plan.

Dental plan choices

With Blue Cross Dental insurance plans, you can choose from a range of options to fit your needs and your budget

Preferred plans

Affordable, traditional plans

These comprehensive plans drive savings by encouraging members to see a network provider. Members pay less for services like general anesthesia, repairs, and simple and complex oral surgeries when they see a provider in their plan’s network.

2024 Preferred Plan $1000 annual max benefit highlights
2024 Preferred Plan $1500 annual max benefit highlights
2024 Preferred Plan $1500 with ortho benefit highlights

2023 Preferred Plan $1000 annual max benefit highlights
2023 Preferred Plan $1500 annual max benefit highlights
2023 Preferred Plan $1500 with ortho benefit highlights

Value plan

The lowest-cost option

A great choice for employers who want the lowest-cost plan. This plan provides full coverage for important preventive and diagnostic procedures, and coverage for other basic services like exams, cleanings, fluoride treatments, X-rays, sealants and fillings.

2024 Value Premium Plan $1000 annual max benefits

2023 Value Premium Plan $1000 annual max benefits