Compare networks of doctors, clinics and hospitals
You can choose a plan with a network of providers in your area to save money or choose a plan with a larger network.
Compare deductibles
How much do you want your employees to pay out of pocket before their healthcare coverage kicks in? Usually the higher the deductible you choose, the lower your monthly rate. Learn more about deductibles.
Compare copays
Some plans require copays for healthcare services and products. And some plans require a higher copay to see a specialist, known as a specialty provider copay. Learn more about copays.
Compare upfront benefits
Some plans cover office visits, urgent care visits or retail health clinic visits before the deductible is met.
Compare coinsurance
A higher coinsurance can help lower your monthly rate. Learn more about coinsurance.
Compare out-of-pocket maximums
Look for a plan that fits the maximum you want your employees to pay out of pocket each year. Learn more about out-of-pocket maximums.
Compare prescription drug coverage
Some plans cover generic drugs and brand-name drugs differently.
Do you want a health savings account?
Some plans come with a health savings account. Learn more about health savings accounts.
Do your employees often travel or live out of state?
Employees are covered at more than 95 percent of doctors and 96 percent of hospitals with the BlueCard® PPO network. In addition, employees have access to hospitals and doctors in more than 200 countries with the Blue Cross Blue Shield Global Core network.
Have questions?
Ready to get started? Find an agent to help you.
Coverage from Blue Cross