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Blue Cross Medicare plans

Medicare plan options with access to 98% of doctors in Minnesota1

Explore our plans available in your area

  • Compare cost & coverage
  • Check if doctors and pharmacy are in network
  • See if drugs are covered
  • Enroll when ready
     
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Member login

Get your ID card, plan information, find in-network doctors and more.

Explore Medicare plans

Why choose Blue Cross?

You can trust your Blue Cross and Blue Shield of Minnesota plan has what you need including access to quality providers, excellent coverage and benefits that meet your needs.

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Access to 98% of doctors in Minnesota,¹ including Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet and more

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Blue Cross has been supporting Medicare since it began²

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Serving Minnesota as a nonprofit for nearly a century³

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Top-rated by members for Medicare customer service⁴

Our Medicare plans

A Blue Cross and Blue Shield of Minnesota Medicare plan can help fill in the gaps of Original Medicare and manage your out-of-pocket costs.

Medicare Advantage (Part C)

These plans offer two plan coverage types: 

  • Medical-only coverage (Parts A and B)
  • Combined medical and prescription drug coverage (Part D)

These plans include additional benefits like dental, vision and hearing.

Medicare Cost

These plans offer two plan coverage types:

  • Medical-only coverage (Parts A and B)
  • Combined medical and prescription drug coverage (Part D)

These plans include additional benefits like dental, vision and hearing.

Only available in 21 Minnesota counties

Medicare Supplement (Medigap)

These plans provide medical-only coverage (Parts A and B).

Benefits are guaranteed renewable as long as you pay your premium.

You can build a Medicare Supplement plan to meet your needs.

Prescription Drug (Part D)

This stand-alone prescription drug plan helps you manage your prescription drug costs.

This plan can be paired with Medicare Parts A and B, or with a medical-only cost plan.

Minnesota Senior Health Options (MSHO)

This health plan, called SecureBlue (HMO SNP), is for people age 65 and older and who qualify.

It combines Medicare and Medical Assistance (Medicaid) in one plan.

Learn and decide

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New to Medicare?

If you are retiring or nearing 65 we can help you learn the essentials of Medicare and help you prepare to enroll in a plan that is right for you.

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Get your free Medicare Decision Guide

Learn about our Medicare plan offerings

Use this guide to help you choose a health plan the fits your needs. Whether you want greater savings or more benefits, we offer a variety of plans.

Download Decision Guide — English

Download Decision Guide — Spanish [COMING SOON]

Support and resources

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Enroll by phone

Give us a call to speak to a Medicare expert.

1-855-579-7658
(TTY call 711)

Help is available from
8 a.m. to 8 p.m. Central Time, daily

Compare plans

1Medicare-contracted doctors compared to internal Blue Cross and Blue Shield of Minnesota data, April 2025. Some network limitations may apply.

2The Blue Cross and Blue Shield of Minnesota Story, A Sixty-Year History, published 1993, Blue Cross and Blue Shield of Minnesota.

3bluecrossmn.com/about

4Based on 2024 CAHPS results. Every year, Medicare evaluates plans based on a 5-star rating system. Star rating information is on medicare.gov/plan-compare. For 2024, Blue Cross and Blue Shield of Minnesota received the following plan Star Ratings from Medicare for Medicare Advantage: 4 Stars and Medicare Cost 4.5 Stars.

Blue Cross offers Cost, PPO, and PDP plans with Medicare contracts. Enrollment in these Blue Cross plans depends on contract renewal.

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